LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,282
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$98,246
−HK$3,011/mo
Today · 4.125%
HK$101,257
baseline
▲ 0.50% · 4.625%
HK$107,419
+HK$6,162/mo
Deposit HK$20.89M · loan HK$20.89M · min. income ≈ HK$202,514/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$1,775,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,001
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$108,844
−HK$2,884/mo
Today · 4.125%
HK$111,728
baseline
▲ 0.50% · 4.625%
HK$117,617
+HK$5,889/mo
Deposit HK$20.89M · loan HK$20.89M · min. income ≈ HK$223,456/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$1,775,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,339
−HK$7,170/mo
▼ 0.25% · 3.875%
HK$117,895
−HK$3,614/mo
Today · 4.125%
HK$121,509
baseline
▲ 0.50% · 4.625%
HK$128,902
+HK$7,393/mo
Deposit HK$16.71M · loan HK$25.07M · min. income ≈ HK$243,018/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,775,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,201
−HK$6,872/mo
▼ 0.25% · 3.875%
HK$130,612
−HK$3,461/mo
Today · 4.125%
HK$134,073
baseline
▲ 0.50% · 4.625%
HK$141,140
+HK$7,067/mo
Deposit HK$16.71M · loan HK$25.07M · min. income ≈ HK$268,146/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,775,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,395
−HK$8,365/mo
▼ 0.25% · 3.875%
HK$137,545
−HK$4,215/mo
Today · 4.125%
HK$141,760
baseline
▲ 0.50% · 4.625%
HK$150,386
+HK$8,626/mo
Deposit HK$12.54M · loan HK$29.25M · min. income ≈ HK$283,520/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,775,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,401
−HK$8,018/mo
▼ 0.25% · 3.875%
HK$152,381
−HK$4,038/mo
Today · 4.125%
HK$156,419
baseline
▲ 0.50% · 4.625%
HK$164,664
+HK$8,245/mo
Deposit HK$12.54M · loan HK$29.25M · min. income ≈ HK$312,838/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,775,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,508
−HK$10,755/mo
▼ 0.25% · 3.875%
HK$176,843
−HK$5,420/mo
Today · 4.125%
HK$182,263
baseline
▲ 0.50% · 4.625%
HK$193,354
+HK$11,091/mo
Deposit HK$4.18M · loan HK$37.61M · min. income ≈ HK$364,526/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,775,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,801
−HK$10,309/mo
▼ 0.25% · 3.875%
HK$195,918
−HK$5,192/mo
Today · 4.125%
HK$201,110
baseline
▲ 0.50% · 4.625%
HK$211,710
+HK$10,600/mo
Deposit HK$4.18M · loan HK$37.61M · min. income ≈ HK$402,220/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,775,898 · Scale 2, in force from 26 Feb 2026)