LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,528
−HK$598/mo
▼ 0.25% · 3.875%
HK$9,825
−HK$301/mo
Today · 4.125%
HK$10,126
baseline
▲ 0.50% · 4.625%
HK$10,742
+HK$616/mo
Deposit HK$2.09M · loan HK$2.09M · min. income ≈ HK$20,252/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$35,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,600
−HK$573/mo
▼ 0.25% · 3.875%
HK$10,884
−HK$289/mo
Today · 4.125%
HK$11,173
baseline
▲ 0.50% · 4.625%
HK$11,762
+HK$589/mo
Deposit HK$2.09M · loan HK$2.09M · min. income ≈ HK$22,346/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$35,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,434
−HK$717/mo
▼ 0.25% · 3.875%
HK$11,790
−HK$361/mo
Today · 4.125%
HK$12,151
baseline
▲ 0.50% · 4.625%
HK$12,890
+HK$739/mo
Deposit HK$1.67M · loan HK$2.51M · min. income ≈ HK$24,302/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$35,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,720
−HK$687/mo
▼ 0.25% · 3.875%
HK$13,061
−HK$346/mo
Today · 4.125%
HK$13,407
baseline
▲ 0.50% · 4.625%
HK$14,114
+HK$707/mo
Deposit HK$1.67M · loan HK$2.51M · min. income ≈ HK$26,814/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$35,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,340
−HK$836/mo
▼ 0.25% · 3.875%
HK$13,755
−HK$421/mo
Today · 4.125%
HK$14,176
baseline
▲ 0.50% · 4.625%
HK$15,039
+HK$863/mo
Deposit HK$1.25M · loan HK$2.93M · min. income ≈ HK$28,352/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$35,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,840
−HK$802/mo
▼ 0.25% · 3.875%
HK$15,238
−HK$404/mo
Today · 4.125%
HK$15,642
baseline
▲ 0.50% · 4.625%
HK$16,467
+HK$825/mo
Deposit HK$1.25M · loan HK$2.93M · min. income ≈ HK$31,284/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$35,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,151
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$17,685
−HK$542/mo
Today · 4.125%
HK$18,227
baseline
▲ 0.50% · 4.625%
HK$19,336
+HK$1,109/mo
Deposit HK$418K · loan HK$3.76M · min. income ≈ HK$36,454/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$35,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,080
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,592
−HK$519/mo
Today · 4.125%
HK$20,111
baseline
▲ 0.50% · 4.625%
HK$21,171
+HK$1,060/mo
Deposit HK$418K · loan HK$3.76M · min. income ≈ HK$40,222/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$35,826 · Scale 2, in force from 26 Feb 2026)