LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,293
−HK$5,976/mo
▼ 0.25% · 3.875%
HK$98,257
−HK$3,012/mo
Today · 4.125%
HK$101,269
baseline
▲ 0.50% · 4.625%
HK$107,431
+HK$6,162/mo
Deposit HK$20.90M · loan HK$20.90M · min. income ≈ HK$202,538/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$1,776,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,013
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$108,856
−HK$2,884/mo
Today · 4.125%
HK$111,740
baseline
▲ 0.50% · 4.625%
HK$117,630
+HK$5,890/mo
Deposit HK$20.90M · loan HK$20.90M · min. income ≈ HK$223,480/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$1,776,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,352
−HK$7,171/mo
▼ 0.25% · 3.875%
HK$117,909
−HK$3,614/mo
Today · 4.125%
HK$121,523
baseline
▲ 0.50% · 4.625%
HK$128,917
+HK$7,394/mo
Deposit HK$16.72M · loan HK$25.07M · min. income ≈ HK$243,046/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,776,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,215
−HK$6,873/mo
▼ 0.25% · 3.875%
HK$130,627
−HK$3,461/mo
Today · 4.125%
HK$134,088
baseline
▲ 0.50% · 4.625%
HK$141,156
+HK$7,068/mo
Deposit HK$16.72M · loan HK$25.07M · min. income ≈ HK$268,176/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,776,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,411
−HK$8,366/mo
▼ 0.25% · 3.875%
HK$137,560
−HK$4,217/mo
Today · 4.125%
HK$141,777
baseline
▲ 0.50% · 4.625%
HK$150,403
+HK$8,626/mo
Deposit HK$12.54M · loan HK$29.25M · min. income ≈ HK$283,554/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,776,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,418
−HK$8,018/mo
▼ 0.25% · 3.875%
HK$152,398
−HK$4,038/mo
Today · 4.125%
HK$156,436
baseline
▲ 0.50% · 4.625%
HK$164,682
+HK$8,246/mo
Deposit HK$12.54M · loan HK$29.25M · min. income ≈ HK$312,872/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,776,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,528
−HK$10,756/mo
▼ 0.25% · 3.875%
HK$176,863
−HK$5,421/mo
Today · 4.125%
HK$182,284
baseline
▲ 0.50% · 4.625%
HK$193,376
+HK$11,092/mo
Deposit HK$4.18M · loan HK$37.61M · min. income ≈ HK$364,568/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,776,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,823
−HK$10,310/mo
▼ 0.25% · 3.875%
HK$195,941
−HK$5,192/mo
Today · 4.125%
HK$201,133
baseline
▲ 0.50% · 4.625%
HK$211,734
+HK$10,601/mo
Deposit HK$4.18M · loan HK$37.61M · min. income ≈ HK$402,266/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,776,100 · Scale 2, in force from 26 Feb 2026)