LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,295
−HK$5,976/mo
▼ 0.25% · 3.875%
HK$98,260
−HK$3,011/mo
Today · 4.125%
HK$101,271
baseline
▲ 0.50% · 4.625%
HK$107,433
+HK$6,162/mo
Deposit HK$20.90M · loan HK$20.90M · min. income ≈ HK$202,542/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$1,776,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,015
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,858
−HK$2,885/mo
Today · 4.125%
HK$111,743
baseline
▲ 0.50% · 4.625%
HK$117,633
+HK$5,890/mo
Deposit HK$20.90M · loan HK$20.90M · min. income ≈ HK$223,486/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$1,776,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,354
−HK$7,171/mo
▼ 0.25% · 3.875%
HK$117,911
−HK$3,614/mo
Today · 4.125%
HK$121,525
baseline
▲ 0.50% · 4.625%
HK$128,920
+HK$7,395/mo
Deposit HK$16.72M · loan HK$25.07M · min. income ≈ HK$243,050/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,776,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,218
−HK$6,873/mo
▼ 0.25% · 3.875%
HK$130,630
−HK$3,461/mo
Today · 4.125%
HK$134,091
baseline
▲ 0.50% · 4.625%
HK$141,159
+HK$7,068/mo
Deposit HK$16.72M · loan HK$25.07M · min. income ≈ HK$268,182/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,776,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,413
−HK$8,367/mo
▼ 0.25% · 3.875%
HK$137,563
−HK$4,217/mo
Today · 4.125%
HK$141,780
baseline
▲ 0.50% · 4.625%
HK$150,407
+HK$8,627/mo
Deposit HK$12.54M · loan HK$29.25M · min. income ≈ HK$283,560/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,776,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,421
−HK$8,019/mo
▼ 0.25% · 3.875%
HK$152,402
−HK$4,038/mo
Today · 4.125%
HK$156,440
baseline
▲ 0.50% · 4.625%
HK$164,686
+HK$8,246/mo
Deposit HK$12.54M · loan HK$29.25M · min. income ≈ HK$312,880/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,776,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,532
−HK$10,756/mo
▼ 0.25% · 3.875%
HK$176,867
−HK$5,421/mo
Today · 4.125%
HK$182,288
baseline
▲ 0.50% · 4.625%
HK$193,380
+HK$11,092/mo
Deposit HK$4.18M · loan HK$37.61M · min. income ≈ HK$364,576/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,776,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,827
−HK$10,310/mo
▼ 0.25% · 3.875%
HK$195,945
−HK$5,192/mo
Today · 4.125%
HK$201,137
baseline
▲ 0.50% · 4.625%
HK$211,739
+HK$10,602/mo
Deposit HK$4.18M · loan HK$37.61M · min. income ≈ HK$402,274/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,776,139 · Scale 2, in force from 26 Feb 2026)