LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,301
−HK$5,976/mo
▼ 0.25% · 3.875%
HK$98,265
−HK$3,012/mo
Today · 4.125%
HK$101,277
baseline
▲ 0.50% · 4.625%
HK$107,439
+HK$6,162/mo
Deposit HK$20.90M · loan HK$20.90M · min. income ≈ HK$202,554/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$1,776,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,021
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,864
−HK$2,885/mo
Today · 4.125%
HK$111,749
baseline
▲ 0.50% · 4.625%
HK$117,639
+HK$5,890/mo
Deposit HK$20.90M · loan HK$20.90M · min. income ≈ HK$223,498/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$1,776,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,361
−HK$7,171/mo
▼ 0.25% · 3.875%
HK$117,918
−HK$3,614/mo
Today · 4.125%
HK$121,532
baseline
▲ 0.50% · 4.625%
HK$128,927
+HK$7,395/mo
Deposit HK$16.72M · loan HK$25.08M · min. income ≈ HK$243,064/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,776,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,225
−HK$6,874/mo
▼ 0.25% · 3.875%
HK$130,637
−HK$3,462/mo
Today · 4.125%
HK$134,099
baseline
▲ 0.50% · 4.625%
HK$141,167
+HK$7,068/mo
Deposit HK$16.72M · loan HK$25.08M · min. income ≈ HK$268,198/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,776,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,421
−HK$8,366/mo
▼ 0.25% · 3.875%
HK$137,571
−HK$4,216/mo
Today · 4.125%
HK$141,787
baseline
▲ 0.50% · 4.625%
HK$150,415
+HK$8,628/mo
Deposit HK$12.54M · loan HK$29.26M · min. income ≈ HK$283,574/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,776,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,429
−HK$8,019/mo
▼ 0.25% · 3.875%
HK$152,410
−HK$4,038/mo
Today · 4.125%
HK$156,448
baseline
▲ 0.50% · 4.625%
HK$164,695
+HK$8,247/mo
Deposit HK$12.54M · loan HK$29.26M · min. income ≈ HK$312,896/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,776,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,541
−HK$10,757/mo
▼ 0.25% · 3.875%
HK$176,877
−HK$5,421/mo
Today · 4.125%
HK$182,298
baseline
▲ 0.50% · 4.625%
HK$193,390
+HK$11,092/mo
Deposit HK$4.18M · loan HK$37.61M · min. income ≈ HK$364,596/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,776,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,838
−HK$10,310/mo
▼ 0.25% · 3.875%
HK$195,956
−HK$5,192/mo
Today · 4.125%
HK$201,148
baseline
▲ 0.50% · 4.625%
HK$211,751
+HK$10,603/mo
Deposit HK$4.18M · loan HK$37.61M · min. income ≈ HK$402,296/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,776,236 · Scale 2, in force from 26 Feb 2026)