LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,304
−HK$5,976/mo
▼ 0.25% · 3.875%
HK$98,268
−HK$3,012/mo
Today · 4.125%
HK$101,280
baseline
▲ 0.50% · 4.625%
HK$107,443
+HK$6,163/mo
Deposit HK$20.90M · loan HK$20.90M · min. income ≈ HK$202,560/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$1,776,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,025
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,868
−HK$2,885/mo
Today · 4.125%
HK$111,753
baseline
▲ 0.50% · 4.625%
HK$117,644
+HK$5,891/mo
Deposit HK$20.90M · loan HK$20.90M · min. income ≈ HK$223,506/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$1,776,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,365
−HK$7,171/mo
▼ 0.25% · 3.875%
HK$117,922
−HK$3,614/mo
Today · 4.125%
HK$121,536
baseline
▲ 0.50% · 4.625%
HK$128,932
+HK$7,396/mo
Deposit HK$16.72M · loan HK$25.08M · min. income ≈ HK$243,072/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,776,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,230
−HK$6,874/mo
▼ 0.25% · 3.875%
HK$130,642
−HK$3,462/mo
Today · 4.125%
HK$134,104
baseline
▲ 0.50% · 4.625%
HK$141,172
+HK$7,068/mo
Deposit HK$16.72M · loan HK$25.08M · min. income ≈ HK$268,208/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,776,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,426
−HK$8,367/mo
▼ 0.25% · 3.875%
HK$137,576
−HK$4,217/mo
Today · 4.125%
HK$141,793
baseline
▲ 0.50% · 4.625%
HK$150,420
+HK$8,627/mo
Deposit HK$12.54M · loan HK$29.26M · min. income ≈ HK$283,586/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,776,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,435
−HK$8,019/mo
▼ 0.25% · 3.875%
HK$152,416
−HK$4,038/mo
Today · 4.125%
HK$156,454
baseline
▲ 0.50% · 4.625%
HK$164,701
+HK$8,247/mo
Deposit HK$12.54M · loan HK$29.26M · min. income ≈ HK$312,908/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,776,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,547
−HK$10,758/mo
▼ 0.25% · 3.875%
HK$176,883
−HK$5,422/mo
Today · 4.125%
HK$182,305
baseline
▲ 0.50% · 4.625%
HK$193,398
+HK$11,093/mo
Deposit HK$4.18M · loan HK$37.62M · min. income ≈ HK$364,610/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,776,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,845
−HK$10,310/mo
▼ 0.25% · 3.875%
HK$195,963
−HK$5,192/mo
Today · 4.125%
HK$201,155
baseline
▲ 0.50% · 4.625%
HK$211,758
+HK$10,603/mo
Deposit HK$4.18M · loan HK$37.62M · min. income ≈ HK$402,310/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,776,300 · Scale 2, in force from 26 Feb 2026)