LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,321
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$98,286
−HK$3,012/mo
Today · 4.125%
HK$101,298
baseline
▲ 0.50% · 4.625%
HK$107,462
+HK$6,164/mo
Deposit HK$20.90M · loan HK$20.90M · min. income ≈ HK$202,596/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$1,776,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,043
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$108,887
−HK$2,886/mo
Today · 4.125%
HK$111,773
baseline
▲ 0.50% · 4.625%
HK$117,664
+HK$5,891/mo
Deposit HK$20.90M · loan HK$20.90M · min. income ≈ HK$223,546/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$1,776,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,385
−HK$7,173/mo
▼ 0.25% · 3.875%
HK$117,943
−HK$3,615/mo
Today · 4.125%
HK$121,558
baseline
▲ 0.50% · 4.625%
HK$128,954
+HK$7,396/mo
Deposit HK$16.72M · loan HK$25.08M · min. income ≈ HK$243,116/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,776,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,252
−HK$6,875/mo
▼ 0.25% · 3.875%
HK$130,665
−HK$3,462/mo
Today · 4.125%
HK$134,127
baseline
▲ 0.50% · 4.625%
HK$141,197
+HK$7,070/mo
Deposit HK$16.72M · loan HK$25.08M · min. income ≈ HK$268,254/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,776,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,449
−HK$8,369/mo
▼ 0.25% · 3.875%
HK$137,600
−HK$4,218/mo
Today · 4.125%
HK$141,818
baseline
▲ 0.50% · 4.625%
HK$150,447
+HK$8,629/mo
Deposit HK$12.54M · loan HK$29.26M · min. income ≈ HK$283,636/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,776,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,461
−HK$8,021/mo
▼ 0.25% · 3.875%
HK$152,442
−HK$4,040/mo
Today · 4.125%
HK$156,482
baseline
▲ 0.50% · 4.625%
HK$164,730
+HK$8,248/mo
Deposit HK$12.54M · loan HK$29.26M · min. income ≈ HK$312,964/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,776,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,577
−HK$10,760/mo
▼ 0.25% · 3.875%
HK$176,915
−HK$5,422/mo
Today · 4.125%
HK$182,337
baseline
▲ 0.50% · 4.625%
HK$193,432
+HK$11,095/mo
Deposit HK$4.18M · loan HK$37.62M · min. income ≈ HK$364,674/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,776,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,878
−HK$10,313/mo
▼ 0.25% · 3.875%
HK$195,997
−HK$5,194/mo
Today · 4.125%
HK$201,191
baseline
▲ 0.50% · 4.625%
HK$211,796
+HK$10,605/mo
Deposit HK$4.18M · loan HK$37.62M · min. income ≈ HK$402,382/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,776,614 · Scale 2, in force from 26 Feb 2026)