LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,327
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$98,292
−HK$3,013/mo
Today · 4.125%
HK$101,305
baseline
▲ 0.50% · 4.625%
HK$107,469
+HK$6,164/mo
Deposit HK$20.90M · loan HK$20.90M · min. income ≈ HK$202,610/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$1,776,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,050
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$108,894
−HK$2,886/mo
Today · 4.125%
HK$111,780
baseline
▲ 0.50% · 4.625%
HK$117,672
+HK$5,892/mo
Deposit HK$20.90M · loan HK$20.90M · min. income ≈ HK$223,560/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$1,776,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,392
−HK$7,174/mo
▼ 0.25% · 3.875%
HK$117,950
−HK$3,616/mo
Today · 4.125%
HK$121,566
baseline
▲ 0.50% · 4.625%
HK$128,963
+HK$7,397/mo
Deposit HK$16.72M · loan HK$25.08M · min. income ≈ HK$243,132/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,776,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,260
−HK$6,876/mo
▼ 0.25% · 3.875%
HK$130,673
−HK$3,463/mo
Today · 4.125%
HK$134,136
baseline
▲ 0.50% · 4.625%
HK$141,206
+HK$7,070/mo
Deposit HK$16.72M · loan HK$25.08M · min. income ≈ HK$268,272/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,776,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,458
−HK$8,368/mo
▼ 0.25% · 3.875%
HK$137,609
−HK$4,217/mo
Today · 4.125%
HK$141,826
baseline
▲ 0.50% · 4.625%
HK$150,456
+HK$8,630/mo
Deposit HK$12.54M · loan HK$29.26M · min. income ≈ HK$283,652/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,776,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,470
−HK$8,022/mo
▼ 0.25% · 3.875%
HK$152,452
−HK$4,040/mo
Today · 4.125%
HK$156,492
baseline
▲ 0.50% · 4.625%
HK$164,740
+HK$8,248/mo
Deposit HK$12.54M · loan HK$29.26M · min. income ≈ HK$312,984/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,776,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,588
−HK$10,760/mo
▼ 0.25% · 3.875%
HK$176,926
−HK$5,422/mo
Today · 4.125%
HK$182,348
baseline
▲ 0.50% · 4.625%
HK$193,444
+HK$11,096/mo
Deposit HK$4.18M · loan HK$37.62M · min. income ≈ HK$364,696/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,776,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,890
−HK$10,313/mo
▼ 0.25% · 3.875%
HK$196,010
−HK$5,193/mo
Today · 4.125%
HK$201,203
baseline
▲ 0.50% · 4.625%
HK$211,809
+HK$10,606/mo
Deposit HK$4.18M · loan HK$37.62M · min. income ≈ HK$402,406/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,776,725 · Scale 2, in force from 26 Feb 2026)