LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,328
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$98,293
−HK$3,013/mo
Today · 4.125%
HK$101,306
baseline
▲ 0.50% · 4.625%
HK$107,470
+HK$6,164/mo
Deposit HK$20.90M · loan HK$20.90M · min. income ≈ HK$202,612/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$1,776,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,051
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$108,896
−HK$2,885/mo
Today · 4.125%
HK$111,781
baseline
▲ 0.50% · 4.625%
HK$117,673
+HK$5,892/mo
Deposit HK$20.90M · loan HK$20.90M · min. income ≈ HK$223,562/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$1,776,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,394
−HK$7,173/mo
▼ 0.25% · 3.875%
HK$117,952
−HK$3,615/mo
Today · 4.125%
HK$121,567
baseline
▲ 0.50% · 4.625%
HK$128,964
+HK$7,397/mo
Deposit HK$16.72M · loan HK$25.08M · min. income ≈ HK$243,134/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,776,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,262
−HK$6,875/mo
▼ 0.25% · 3.875%
HK$130,675
−HK$3,462/mo
Today · 4.125%
HK$134,137
baseline
▲ 0.50% · 4.625%
HK$141,208
+HK$7,071/mo
Deposit HK$16.72M · loan HK$25.08M · min. income ≈ HK$268,274/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,776,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,459
−HK$8,369/mo
▼ 0.25% · 3.875%
HK$137,611
−HK$4,217/mo
Today · 4.125%
HK$141,828
baseline
▲ 0.50% · 4.625%
HK$150,458
+HK$8,630/mo
Deposit HK$12.54M · loan HK$29.26M · min. income ≈ HK$283,656/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,776,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,472
−HK$8,021/mo
▼ 0.25% · 3.875%
HK$152,454
−HK$4,039/mo
Today · 4.125%
HK$156,493
baseline
▲ 0.50% · 4.625%
HK$164,742
+HK$8,249/mo
Deposit HK$12.54M · loan HK$29.26M · min. income ≈ HK$312,986/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,776,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,590
−HK$10,761/mo
▼ 0.25% · 3.875%
HK$176,928
−HK$5,423/mo
Today · 4.125%
HK$182,351
baseline
▲ 0.50% · 4.625%
HK$193,446
+HK$11,095/mo
Deposit HK$4.18M · loan HK$37.63M · min. income ≈ HK$364,702/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,776,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,893
−HK$10,313/mo
▼ 0.25% · 3.875%
HK$196,012
−HK$5,194/mo
Today · 4.125%
HK$201,206
baseline
▲ 0.50% · 4.625%
HK$211,812
+HK$10,606/mo
Deposit HK$4.18M · loan HK$37.63M · min. income ≈ HK$402,412/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,776,748 · Scale 2, in force from 26 Feb 2026)