LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,332
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$98,297
−HK$3,013/mo
Today · 4.125%
HK$101,310
baseline
▲ 0.50% · 4.625%
HK$107,474
+HK$6,164/mo
Deposit HK$20.90M · loan HK$20.90M · min. income ≈ HK$202,620/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$1,776,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,055
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$108,900
−HK$2,885/mo
Today · 4.125%
HK$111,785
baseline
▲ 0.50% · 4.625%
HK$117,678
+HK$5,893/mo
Deposit HK$20.90M · loan HK$20.90M · min. income ≈ HK$223,570/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$1,776,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,398
−HK$7,174/mo
▼ 0.25% · 3.875%
HK$117,956
−HK$3,616/mo
Today · 4.125%
HK$121,572
baseline
▲ 0.50% · 4.625%
HK$128,969
+HK$7,397/mo
Deposit HK$16.72M · loan HK$25.08M · min. income ≈ HK$243,144/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,776,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,267
−HK$6,875/mo
▼ 0.25% · 3.875%
HK$130,680
−HK$3,462/mo
Today · 4.125%
HK$134,142
baseline
▲ 0.50% · 4.625%
HK$141,213
+HK$7,071/mo
Deposit HK$16.72M · loan HK$25.08M · min. income ≈ HK$268,284/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,776,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,464
−HK$8,370/mo
▼ 0.25% · 3.875%
HK$137,616
−HK$4,218/mo
Today · 4.125%
HK$141,834
baseline
▲ 0.50% · 4.625%
HK$150,464
+HK$8,630/mo
Deposit HK$12.54M · loan HK$29.27M · min. income ≈ HK$283,668/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,776,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,478
−HK$8,021/mo
▼ 0.25% · 3.875%
HK$152,460
−HK$4,039/mo
Today · 4.125%
HK$156,499
baseline
▲ 0.50% · 4.625%
HK$164,749
+HK$8,250/mo
Deposit HK$12.54M · loan HK$29.27M · min. income ≈ HK$312,998/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,776,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,597
−HK$10,761/mo
▼ 0.25% · 3.875%
HK$176,935
−HK$5,423/mo
Today · 4.125%
HK$182,358
baseline
▲ 0.50% · 4.625%
HK$193,454
+HK$11,096/mo
Deposit HK$4.18M · loan HK$37.63M · min. income ≈ HK$364,716/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,776,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,900
−HK$10,314/mo
▼ 0.25% · 3.875%
HK$196,020
−HK$5,194/mo
Today · 4.125%
HK$201,214
baseline
▲ 0.50% · 4.625%
HK$211,820
+HK$10,606/mo
Deposit HK$4.18M · loan HK$37.63M · min. income ≈ HK$402,428/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,776,815 · Scale 2, in force from 26 Feb 2026)