LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,333
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$98,299
−HK$3,012/mo
Today · 4.125%
HK$101,311
baseline
▲ 0.50% · 4.625%
HK$107,476
+HK$6,165/mo
Deposit HK$20.90M · loan HK$20.90M · min. income ≈ HK$202,622/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$1,776,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,057
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$108,902
−HK$2,885/mo
Today · 4.125%
HK$111,787
baseline
▲ 0.50% · 4.625%
HK$117,680
+HK$5,893/mo
Deposit HK$20.90M · loan HK$20.90M · min. income ≈ HK$223,574/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$1,776,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,400
−HK$7,174/mo
▼ 0.25% · 3.875%
HK$117,958
−HK$3,616/mo
Today · 4.125%
HK$121,574
baseline
▲ 0.50% · 4.625%
HK$128,971
+HK$7,397/mo
Deposit HK$16.72M · loan HK$25.08M · min. income ≈ HK$243,148/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,776,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,269
−HK$6,876/mo
▼ 0.25% · 3.875%
HK$130,682
−HK$3,463/mo
Today · 4.125%
HK$134,145
baseline
▲ 0.50% · 4.625%
HK$141,215
+HK$7,070/mo
Deposit HK$16.72M · loan HK$25.08M · min. income ≈ HK$268,290/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,776,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,466
−HK$8,370/mo
▼ 0.25% · 3.875%
HK$137,618
−HK$4,218/mo
Today · 4.125%
HK$141,836
baseline
▲ 0.50% · 4.625%
HK$150,466
+HK$8,630/mo
Deposit HK$12.54M · loan HK$29.27M · min. income ≈ HK$283,672/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,776,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,480
−HK$8,022/mo
▼ 0.25% · 3.875%
HK$152,462
−HK$4,040/mo
Today · 4.125%
HK$156,502
baseline
▲ 0.50% · 4.625%
HK$164,751
+HK$8,249/mo
Deposit HK$12.54M · loan HK$29.27M · min. income ≈ HK$313,004/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,776,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,600
−HK$10,760/mo
▼ 0.25% · 3.875%
HK$176,937
−HK$5,423/mo
Today · 4.125%
HK$182,360
baseline
▲ 0.50% · 4.625%
HK$193,457
+HK$11,097/mo
Deposit HK$4.18M · loan HK$37.63M · min. income ≈ HK$364,720/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,776,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,903
−HK$10,314/mo
▼ 0.25% · 3.875%
HK$196,023
−HK$5,194/mo
Today · 4.125%
HK$201,217
baseline
▲ 0.50% · 4.625%
HK$211,823
+HK$10,606/mo
Deposit HK$4.18M · loan HK$37.63M · min. income ≈ HK$402,434/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,776,844 · Scale 2, in force from 26 Feb 2026)