LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,335
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$98,300
−HK$3,013/mo
Today · 4.125%
HK$101,313
baseline
▲ 0.50% · 4.625%
HK$107,478
+HK$6,165/mo
Deposit HK$20.90M · loan HK$20.90M · min. income ≈ HK$202,626/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$1,776,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,059
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$108,904
−HK$2,885/mo
Today · 4.125%
HK$111,789
baseline
▲ 0.50% · 4.625%
HK$117,682
+HK$5,893/mo
Deposit HK$20.90M · loan HK$20.90M · min. income ≈ HK$223,578/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$1,776,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,402
−HK$7,174/mo
▼ 0.25% · 3.875%
HK$117,961
−HK$3,615/mo
Today · 4.125%
HK$121,576
baseline
▲ 0.50% · 4.625%
HK$128,974
+HK$7,398/mo
Deposit HK$16.72M · loan HK$25.09M · min. income ≈ HK$243,152/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,776,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,271
−HK$6,876/mo
▼ 0.25% · 3.875%
HK$130,684
−HK$3,463/mo
Today · 4.125%
HK$134,147
baseline
▲ 0.50% · 4.625%
HK$141,218
+HK$7,071/mo
Deposit HK$16.72M · loan HK$25.09M · min. income ≈ HK$268,294/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,776,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,469
−HK$8,370/mo
▼ 0.25% · 3.875%
HK$137,621
−HK$4,218/mo
Today · 4.125%
HK$141,839
baseline
▲ 0.50% · 4.625%
HK$150,469
+HK$8,630/mo
Deposit HK$12.54M · loan HK$29.27M · min. income ≈ HK$283,678/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,776,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,483
−HK$8,022/mo
▼ 0.25% · 3.875%
HK$152,465
−HK$4,040/mo
Today · 4.125%
HK$156,505
baseline
▲ 0.50% · 4.625%
HK$164,755
+HK$8,250/mo
Deposit HK$12.54M · loan HK$29.27M · min. income ≈ HK$313,010/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,776,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,603
−HK$10,761/mo
▼ 0.25% · 3.875%
HK$176,941
−HK$5,423/mo
Today · 4.125%
HK$182,364
baseline
▲ 0.50% · 4.625%
HK$193,460
+HK$11,096/mo
Deposit HK$4.18M · loan HK$37.63M · min. income ≈ HK$364,728/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,776,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,907
−HK$10,314/mo
▼ 0.25% · 3.875%
HK$196,027
−HK$5,194/mo
Today · 4.125%
HK$201,221
baseline
▲ 0.50% · 4.625%
HK$211,827
+HK$10,606/mo
Deposit HK$4.18M · loan HK$37.63M · min. income ≈ HK$402,442/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,776,878 · Scale 2, in force from 26 Feb 2026)