LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,343
−HK$5,979/mo
▼ 0.25% · 3.875%
HK$98,309
−HK$3,013/mo
Today · 4.125%
HK$101,322
baseline
▲ 0.50% · 4.625%
HK$107,487
+HK$6,165/mo
Deposit HK$20.91M · loan HK$20.91M · min. income ≈ HK$202,644/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$1,777,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,068
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$108,913
−HK$2,886/mo
Today · 4.125%
HK$111,799
baseline
▲ 0.50% · 4.625%
HK$117,692
+HK$5,893/mo
Deposit HK$20.91M · loan HK$20.91M · min. income ≈ HK$223,598/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$1,777,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,412
−HK$7,174/mo
▼ 0.25% · 3.875%
HK$117,970
−HK$3,616/mo
Today · 4.125%
HK$121,586
baseline
▲ 0.50% · 4.625%
HK$128,984
+HK$7,398/mo
Deposit HK$16.72M · loan HK$25.09M · min. income ≈ HK$243,172/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,777,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,282
−HK$6,876/mo
▼ 0.25% · 3.875%
HK$130,695
−HK$3,463/mo
Today · 4.125%
HK$134,158
baseline
▲ 0.50% · 4.625%
HK$141,230
+HK$7,072/mo
Deposit HK$16.72M · loan HK$25.09M · min. income ≈ HK$268,316/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,777,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,480
−HK$8,371/mo
▼ 0.25% · 3.875%
HK$137,632
−HK$4,219/mo
Today · 4.125%
HK$141,851
baseline
▲ 0.50% · 4.625%
HK$150,482
+HK$8,631/mo
Deposit HK$12.54M · loan HK$29.27M · min. income ≈ HK$283,702/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,777,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,495
−HK$8,023/mo
▼ 0.25% · 3.875%
HK$152,478
−HK$4,040/mo
Today · 4.125%
HK$156,518
baseline
▲ 0.50% · 4.625%
HK$164,768
+HK$8,250/mo
Deposit HK$12.54M · loan HK$29.27M · min. income ≈ HK$313,036/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,777,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,617
−HK$10,762/mo
▼ 0.25% · 3.875%
HK$176,956
−HK$5,423/mo
Today · 4.125%
HK$182,379
baseline
▲ 0.50% · 4.625%
HK$193,477
+HK$11,098/mo
Deposit HK$4.18M · loan HK$37.63M · min. income ≈ HK$364,758/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,777,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,923
−HK$10,315/mo
▼ 0.25% · 3.875%
HK$196,043
−HK$5,195/mo
Today · 4.125%
HK$201,238
baseline
▲ 0.50% · 4.625%
HK$211,845
+HK$10,607/mo
Deposit HK$4.18M · loan HK$37.63M · min. income ≈ HK$402,476/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,777,027 · Scale 2, in force from 26 Feb 2026)