LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,535
−HK$598/mo
▼ 0.25% · 3.875%
HK$9,832
−HK$301/mo
Today · 4.125%
HK$10,133
baseline
▲ 0.50% · 4.625%
HK$10,750
+HK$617/mo
Deposit HK$2.09M · loan HK$2.09M · min. income ≈ HK$20,266/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$36,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,608
−HK$573/mo
▼ 0.25% · 3.875%
HK$10,892
−HK$289/mo
Today · 4.125%
HK$11,181
baseline
▲ 0.50% · 4.625%
HK$11,770
+HK$589/mo
Deposit HK$2.09M · loan HK$2.09M · min. income ≈ HK$22,362/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$36,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,442
−HK$718/mo
▼ 0.25% · 3.875%
HK$11,798
−HK$362/mo
Today · 4.125%
HK$12,160
baseline
▲ 0.50% · 4.625%
HK$12,900
+HK$740/mo
Deposit HK$1.67M · loan HK$2.51M · min. income ≈ HK$24,320/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$36,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,729
−HK$688/mo
▼ 0.25% · 3.875%
HK$13,071
−HK$346/mo
Today · 4.125%
HK$13,417
baseline
▲ 0.50% · 4.625%
HK$14,124
+HK$707/mo
Deposit HK$1.67M · loan HK$2.51M · min. income ≈ HK$26,834/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$36,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,349
−HK$837/mo
▼ 0.25% · 3.875%
HK$13,765
−HK$421/mo
Today · 4.125%
HK$14,186
baseline
▲ 0.50% · 4.625%
HK$15,050
+HK$864/mo
Deposit HK$1.25M · loan HK$2.93M · min. income ≈ HK$28,372/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$36,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,851
−HK$802/mo
▼ 0.25% · 3.875%
HK$15,249
−HK$404/mo
Today · 4.125%
HK$15,653
baseline
▲ 0.50% · 4.625%
HK$16,478
+HK$825/mo
Deposit HK$1.25M · loan HK$2.93M · min. income ≈ HK$31,306/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$36,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,163
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$17,697
−HK$543/mo
Today · 4.125%
HK$18,240
baseline
▲ 0.50% · 4.625%
HK$19,349
+HK$1,109/mo
Deposit HK$418K · loan HK$3.76M · min. income ≈ HK$36,480/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$36,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,094
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$19,606
−HK$520/mo
Today · 4.125%
HK$20,126
baseline
▲ 0.50% · 4.625%
HK$21,186
+HK$1,060/mo
Deposit HK$418K · loan HK$3.76M · min. income ≈ HK$40,252/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$36,427 · Scale 2, in force from 26 Feb 2026)