LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,352
−HK$5,979/mo
▼ 0.25% · 3.875%
HK$98,318
−HK$3,013/mo
Today · 4.125%
HK$101,331
baseline
▲ 0.50% · 4.625%
HK$107,497
+HK$6,166/mo
Deposit HK$20.91M · loan HK$20.91M · min. income ≈ HK$202,662/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$1,777,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,078
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$108,923
−HK$2,886/mo
Today · 4.125%
HK$111,809
baseline
▲ 0.50% · 4.625%
HK$117,703
+HK$5,894/mo
Deposit HK$20.91M · loan HK$20.91M · min. income ≈ HK$223,618/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$1,777,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,422
−HK$7,176/mo
▼ 0.25% · 3.875%
HK$117,982
−HK$3,616/mo
Today · 4.125%
HK$121,598
baseline
▲ 0.50% · 4.625%
HK$128,997
+HK$7,399/mo
Deposit HK$16.73M · loan HK$25.09M · min. income ≈ HK$243,196/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,777,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,294
−HK$6,877/mo
▼ 0.25% · 3.875%
HK$130,708
−HK$3,463/mo
Today · 4.125%
HK$134,171
baseline
▲ 0.50% · 4.625%
HK$141,243
+HK$7,072/mo
Deposit HK$16.73M · loan HK$25.09M · min. income ≈ HK$268,342/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,777,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,493
−HK$8,371/mo
▼ 0.25% · 3.875%
HK$137,645
−HK$4,219/mo
Today · 4.125%
HK$141,864
baseline
▲ 0.50% · 4.625%
HK$150,496
+HK$8,632/mo
Deposit HK$12.54M · loan HK$29.27M · min. income ≈ HK$283,728/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,777,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,509
−HK$8,024/mo
▼ 0.25% · 3.875%
HK$152,492
−HK$4,041/mo
Today · 4.125%
HK$156,533
baseline
▲ 0.50% · 4.625%
HK$164,784
+HK$8,251/mo
Deposit HK$12.54M · loan HK$29.27M · min. income ≈ HK$313,066/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,777,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,634
−HK$10,762/mo
▼ 0.25% · 3.875%
HK$176,972
−HK$5,424/mo
Today · 4.125%
HK$182,396
baseline
▲ 0.50% · 4.625%
HK$193,495
+HK$11,099/mo
Deposit HK$4.18M · loan HK$37.63M · min. income ≈ HK$364,792/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,777,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,941
−HK$10,316/mo
▼ 0.25% · 3.875%
HK$196,062
−HK$5,195/mo
Today · 4.125%
HK$201,257
baseline
▲ 0.50% · 4.625%
HK$211,865
+HK$10,608/mo
Deposit HK$4.18M · loan HK$37.63M · min. income ≈ HK$402,514/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,777,195 · Scale 2, in force from 26 Feb 2026)