LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,358
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$98,324
−HK$3,014/mo
Today · 4.125%
HK$101,338
baseline
▲ 0.50% · 4.625%
HK$107,504
+HK$6,166/mo
Deposit HK$20.91M · loan HK$20.91M · min. income ≈ HK$202,676/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$1,777,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,085
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$108,930
−HK$2,886/mo
Today · 4.125%
HK$111,816
baseline
▲ 0.50% · 4.625%
HK$117,710
+HK$5,894/mo
Deposit HK$20.91M · loan HK$20.91M · min. income ≈ HK$223,632/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$1,777,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,429
−HK$7,176/mo
▼ 0.25% · 3.875%
HK$117,989
−HK$3,616/mo
Today · 4.125%
HK$121,605
baseline
▲ 0.50% · 4.625%
HK$129,005
+HK$7,400/mo
Deposit HK$16.73M · loan HK$25.09M · min. income ≈ HK$243,210/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,777,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,302
−HK$6,877/mo
▼ 0.25% · 3.875%
HK$130,716
−HK$3,463/mo
Today · 4.125%
HK$134,179
baseline
▲ 0.50% · 4.625%
HK$141,252
+HK$7,073/mo
Deposit HK$16.73M · loan HK$25.09M · min. income ≈ HK$268,358/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$1,777,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,501
−HK$8,372/mo
▼ 0.25% · 3.875%
HK$137,654
−HK$4,219/mo
Today · 4.125%
HK$141,873
baseline
▲ 0.50% · 4.625%
HK$150,505
+HK$8,632/mo
Deposit HK$12.55M · loan HK$29.27M · min. income ≈ HK$283,746/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,777,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,519
−HK$8,024/mo
▼ 0.25% · 3.875%
HK$152,502
−HK$4,041/mo
Today · 4.125%
HK$156,543
baseline
▲ 0.50% · 4.625%
HK$164,794
+HK$8,251/mo
Deposit HK$12.55M · loan HK$29.27M · min. income ≈ HK$313,086/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,777,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,644
−HK$10,764/mo
▼ 0.25% · 3.875%
HK$176,983
−HK$5,425/mo
Today · 4.125%
HK$182,408
baseline
▲ 0.50% · 4.625%
HK$193,507
+HK$11,099/mo
Deposit HK$4.18M · loan HK$37.64M · min. income ≈ HK$364,816/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,777,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,952
−HK$10,317/mo
▼ 0.25% · 3.875%
HK$196,074
−HK$5,195/mo
Today · 4.125%
HK$201,269
baseline
▲ 0.50% · 4.625%
HK$211,878
+HK$10,609/mo
Deposit HK$4.18M · loan HK$37.64M · min. income ≈ HK$402,538/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,777,305 · Scale 2, in force from 26 Feb 2026)