LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,366
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$98,332
−HK$3,014/mo
Today · 4.125%
HK$101,346
baseline
▲ 0.50% · 4.625%
HK$107,513
+HK$6,167/mo
Deposit HK$20.91M · loan HK$20.91M · min. income ≈ HK$202,692/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$1,777,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,093
−HK$5,732/mo
▼ 0.25% · 3.875%
HK$108,939
−HK$2,886/mo
Today · 4.125%
HK$111,825
baseline
▲ 0.50% · 4.625%
HK$117,720
+HK$5,895/mo
Deposit HK$20.91M · loan HK$20.91M · min. income ≈ HK$223,650/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$1,777,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,439
−HK$7,176/mo
▼ 0.25% · 3.875%
HK$117,999
−HK$3,616/mo
Today · 4.125%
HK$121,615
baseline
▲ 0.50% · 4.625%
HK$129,015
+HK$7,400/mo
Deposit HK$16.73M · loan HK$25.09M · min. income ≈ HK$243,230/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,777,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,312
−HK$6,878/mo
▼ 0.25% · 3.875%
HK$130,727
−HK$3,463/mo
Today · 4.125%
HK$134,190
baseline
▲ 0.50% · 4.625%
HK$141,264
+HK$7,074/mo
Deposit HK$16.73M · loan HK$25.09M · min. income ≈ HK$268,380/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,777,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,512
−HK$8,372/mo
▼ 0.25% · 3.875%
HK$137,665
−HK$4,219/mo
Today · 4.125%
HK$141,884
baseline
▲ 0.50% · 4.625%
HK$150,518
+HK$8,634/mo
Deposit HK$12.55M · loan HK$29.28M · min. income ≈ HK$283,768/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,777,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,531
−HK$8,024/mo
▼ 0.25% · 3.875%
HK$152,514
−HK$4,041/mo
Today · 4.125%
HK$156,555
baseline
▲ 0.50% · 4.625%
HK$164,808
+HK$8,253/mo
Deposit HK$12.55M · loan HK$29.28M · min. income ≈ HK$313,110/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,777,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,658
−HK$10,765/mo
▼ 0.25% · 3.875%
HK$176,998
−HK$5,425/mo
Today · 4.125%
HK$182,423
baseline
▲ 0.50% · 4.625%
HK$193,523
+HK$11,100/mo
Deposit HK$4.18M · loan HK$37.64M · min. income ≈ HK$364,846/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,777,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,968
−HK$10,318/mo
▼ 0.25% · 3.875%
HK$196,090
−HK$5,196/mo
Today · 4.125%
HK$201,286
baseline
▲ 0.50% · 4.625%
HK$211,896
+HK$10,610/mo
Deposit HK$4.18M · loan HK$37.64M · min. income ≈ HK$402,572/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,777,452 · Scale 2, in force from 26 Feb 2026)