LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,537
−HK$598/mo
▼ 0.25% · 3.875%
HK$9,833
−HK$302/mo
Today · 4.125%
HK$10,135
baseline
▲ 0.50% · 4.625%
HK$10,751
+HK$616/mo
Deposit HK$2.09M · loan HK$2.09M · min. income ≈ HK$20,270/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$36,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,609
−HK$574/mo
▼ 0.25% · 3.875%
HK$10,894
−HK$289/mo
Today · 4.125%
HK$11,183
baseline
▲ 0.50% · 4.625%
HK$11,772
+HK$589/mo
Deposit HK$2.09M · loan HK$2.09M · min. income ≈ HK$22,366/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$36,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,444
−HK$718/mo
▼ 0.25% · 3.875%
HK$11,800
−HK$362/mo
Today · 4.125%
HK$12,162
baseline
▲ 0.50% · 4.625%
HK$12,902
+HK$740/mo
Deposit HK$1.67M · loan HK$2.51M · min. income ≈ HK$24,324/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$36,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,731
−HK$688/mo
▼ 0.25% · 3.875%
HK$13,073
−HK$346/mo
Today · 4.125%
HK$13,419
baseline
▲ 0.50% · 4.625%
HK$14,127
+HK$708/mo
Deposit HK$1.67M · loan HK$2.51M · min. income ≈ HK$26,838/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$36,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,351
−HK$838/mo
▼ 0.25% · 3.875%
HK$13,767
−HK$422/mo
Today · 4.125%
HK$14,189
baseline
▲ 0.50% · 4.625%
HK$15,052
+HK$863/mo
Deposit HK$1.25M · loan HK$2.93M · min. income ≈ HK$28,378/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$36,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,853
−HK$803/mo
▼ 0.25% · 3.875%
HK$15,252
−HK$404/mo
Today · 4.125%
HK$15,656
baseline
▲ 0.50% · 4.625%
HK$16,481
+HK$825/mo
Deposit HK$1.25M · loan HK$2.93M · min. income ≈ HK$31,312/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$36,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,166
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$17,700
−HK$542/mo
Today · 4.125%
HK$18,242
baseline
▲ 0.50% · 4.625%
HK$19,352
+HK$1,110/mo
Deposit HK$418K · loan HK$3.76M · min. income ≈ HK$36,484/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$36,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,097
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$19,609
−HK$520/mo
Today · 4.125%
HK$20,129
baseline
▲ 0.50% · 4.625%
HK$21,190
+HK$1,061/mo
Deposit HK$418K · loan HK$3.76M · min. income ≈ HK$40,258/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$36,557 · Scale 2, in force from 26 Feb 2026)