LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,374
−HK$5,981/mo
▼ 0.25% · 3.875%
HK$98,340
−HK$3,015/mo
Today · 4.125%
HK$101,355
baseline
▲ 0.50% · 4.625%
HK$107,522
+HK$6,167/mo
Deposit HK$20.91M · loan HK$20.91M · min. income ≈ HK$202,710/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$1,777,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,102
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$108,948
−HK$2,887/mo
Today · 4.125%
HK$111,835
baseline
▲ 0.50% · 4.625%
HK$117,730
+HK$5,895/mo
Deposit HK$20.91M · loan HK$20.91M · min. income ≈ HK$223,670/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$1,777,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,449
−HK$7,176/mo
▼ 0.25% · 3.875%
HK$118,009
−HK$3,616/mo
Today · 4.125%
HK$121,625
baseline
▲ 0.50% · 4.625%
HK$129,026
+HK$7,401/mo
Deposit HK$16.73M · loan HK$25.10M · min. income ≈ HK$243,250/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,777,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,323
−HK$6,879/mo
▼ 0.25% · 3.875%
HK$130,738
−HK$3,464/mo
Today · 4.125%
HK$134,202
baseline
▲ 0.50% · 4.625%
HK$141,276
+HK$7,074/mo
Deposit HK$16.73M · loan HK$25.10M · min. income ≈ HK$268,404/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,777,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,523
−HK$8,373/mo
▼ 0.25% · 3.875%
HK$137,677
−HK$4,219/mo
Today · 4.125%
HK$141,896
baseline
▲ 0.50% · 4.625%
HK$150,530
+HK$8,634/mo
Deposit HK$12.55M · loan HK$29.28M · min. income ≈ HK$283,792/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,777,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,543
−HK$8,026/mo
▼ 0.25% · 3.875%
HK$152,527
−HK$4,042/mo
Today · 4.125%
HK$156,569
baseline
▲ 0.50% · 4.625%
HK$164,822
+HK$8,253/mo
Deposit HK$12.55M · loan HK$29.28M · min. income ≈ HK$313,138/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,777,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,673
−HK$10,765/mo
▼ 0.25% · 3.875%
HK$177,013
−HK$5,425/mo
Today · 4.125%
HK$182,438
baseline
▲ 0.50% · 4.625%
HK$193,539
+HK$11,101/mo
Deposit HK$4.18M · loan HK$37.64M · min. income ≈ HK$364,876/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,777,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,984
−HK$10,319/mo
▼ 0.25% · 3.875%
HK$196,106
−HK$5,197/mo
Today · 4.125%
HK$201,303
baseline
▲ 0.50% · 4.625%
HK$211,913
+HK$10,610/mo
Deposit HK$4.18M · loan HK$37.64M · min. income ≈ HK$402,606/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,777,601 · Scale 2, in force from 26 Feb 2026)