LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,377
−HK$5,981/mo
▼ 0.25% · 3.875%
HK$98,343
−HK$3,015/mo
Today · 4.125%
HK$101,358
baseline
▲ 0.50% · 4.625%
HK$107,525
+HK$6,167/mo
Deposit HK$20.91M · loan HK$20.91M · min. income ≈ HK$202,716/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$1,777,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,106
−HK$5,732/mo
▼ 0.25% · 3.875%
HK$108,951
−HK$2,887/mo
Today · 4.125%
HK$111,838
baseline
▲ 0.50% · 4.625%
HK$117,733
+HK$5,895/mo
Deposit HK$20.91M · loan HK$20.91M · min. income ≈ HK$223,676/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$1,777,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,452
−HK$7,177/mo
▼ 0.25% · 3.875%
HK$118,012
−HK$3,617/mo
Today · 4.125%
HK$121,629
baseline
▲ 0.50% · 4.625%
HK$129,030
+HK$7,401/mo
Deposit HK$16.73M · loan HK$25.10M · min. income ≈ HK$243,258/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,777,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,327
−HK$6,879/mo
▼ 0.25% · 3.875%
HK$130,742
−HK$3,464/mo
Today · 4.125%
HK$134,206
baseline
▲ 0.50% · 4.625%
HK$141,280
+HK$7,074/mo
Deposit HK$16.73M · loan HK$25.10M · min. income ≈ HK$268,412/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,777,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,527
−HK$8,374/mo
▼ 0.25% · 3.875%
HK$137,681
−HK$4,220/mo
Today · 4.125%
HK$141,901
baseline
▲ 0.50% · 4.625%
HK$150,535
+HK$8,634/mo
Deposit HK$12.55M · loan HK$29.28M · min. income ≈ HK$283,802/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,777,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,548
−HK$8,025/mo
▼ 0.25% · 3.875%
HK$152,532
−HK$4,041/mo
Today · 4.125%
HK$156,573
baseline
▲ 0.50% · 4.625%
HK$164,827
+HK$8,254/mo
Deposit HK$12.55M · loan HK$29.28M · min. income ≈ HK$313,146/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,777,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,678
−HK$10,766/mo
▼ 0.25% · 3.875%
HK$177,018
−HK$5,426/mo
Today · 4.125%
HK$182,444
baseline
▲ 0.50% · 4.625%
HK$193,545
+HK$11,101/mo
Deposit HK$4.18M · loan HK$37.64M · min. income ≈ HK$364,888/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,777,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,990
−HK$10,319/mo
▼ 0.25% · 3.875%
HK$196,112
−HK$5,197/mo
Today · 4.125%
HK$201,309
baseline
▲ 0.50% · 4.625%
HK$211,920
+HK$10,611/mo
Deposit HK$4.18M · loan HK$37.64M · min. income ≈ HK$402,618/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,777,656 · Scale 2, in force from 26 Feb 2026)