LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,380
−HK$5,981/mo
▼ 0.25% · 3.875%
HK$98,346
−HK$3,015/mo
Today · 4.125%
HK$101,361
baseline
▲ 0.50% · 4.625%
HK$107,528
+HK$6,167/mo
Deposit HK$20.91M · loan HK$20.91M · min. income ≈ HK$202,722/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$1,777,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,109
−HK$5,732/mo
▼ 0.25% · 3.875%
HK$108,955
−HK$2,886/mo
Today · 4.125%
HK$111,841
baseline
▲ 0.50% · 4.625%
HK$117,737
+HK$5,896/mo
Deposit HK$20.91M · loan HK$20.91M · min. income ≈ HK$223,682/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$1,777,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,455
−HK$7,178/mo
▼ 0.25% · 3.875%
HK$118,016
−HK$3,617/mo
Today · 4.125%
HK$121,633
baseline
▲ 0.50% · 4.625%
HK$129,034
+HK$7,401/mo
Deposit HK$16.73M · loan HK$25.10M · min. income ≈ HK$243,266/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,777,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,330
−HK$6,880/mo
▼ 0.25% · 3.875%
HK$130,745
−HK$3,465/mo
Today · 4.125%
HK$134,210
baseline
▲ 0.50% · 4.625%
HK$141,284
+HK$7,074/mo
Deposit HK$16.73M · loan HK$25.10M · min. income ≈ HK$268,420/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,777,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,531
−HK$8,374/mo
▼ 0.25% · 3.875%
HK$137,685
−HK$4,220/mo
Today · 4.125%
HK$141,905
baseline
▲ 0.50% · 4.625%
HK$150,539
+HK$8,634/mo
Deposit HK$12.55M · loan HK$29.28M · min. income ≈ HK$283,810/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,777,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,552
−HK$8,026/mo
▼ 0.25% · 3.875%
HK$152,536
−HK$4,042/mo
Today · 4.125%
HK$156,578
baseline
▲ 0.50% · 4.625%
HK$164,831
+HK$8,253/mo
Deposit HK$12.55M · loan HK$29.28M · min. income ≈ HK$313,156/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,777,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,683
−HK$10,766/mo
▼ 0.25% · 3.875%
HK$177,023
−HK$5,426/mo
Today · 4.125%
HK$182,449
baseline
▲ 0.50% · 4.625%
HK$193,551
+HK$11,102/mo
Deposit HK$4.18M · loan HK$37.65M · min. income ≈ HK$364,898/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,777,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,996
−HK$10,319/mo
▼ 0.25% · 3.875%
HK$196,118
−HK$5,197/mo
Today · 4.125%
HK$201,315
baseline
▲ 0.50% · 4.625%
HK$211,926
+HK$10,611/mo
Deposit HK$4.18M · loan HK$37.65M · min. income ≈ HK$402,630/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,777,708 · Scale 2, in force from 26 Feb 2026)