LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,405
−HK$5,982/mo
▼ 0.25% · 3.875%
HK$98,372
−HK$3,015/mo
Today · 4.125%
HK$101,387
baseline
▲ 0.50% · 4.625%
HK$107,556
+HK$6,169/mo
Deposit HK$20.92M · loan HK$20.92M · min. income ≈ HK$202,774/mo (50% DSR)
Upfront cash ≈ HK$22.70M (deposit + AVD stamp duty HK$1,778,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,137
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$108,983
−HK$2,888/mo
Today · 4.125%
HK$111,871
baseline
▲ 0.50% · 4.625%
HK$117,768
+HK$5,897/mo
Deposit HK$20.92M · loan HK$20.92M · min. income ≈ HK$223,742/mo (50% DSR)
Upfront cash ≈ HK$22.70M (deposit + AVD stamp duty HK$1,778,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,485
−HK$7,180/mo
▼ 0.25% · 3.875%
HK$118,047
−HK$3,618/mo
Today · 4.125%
HK$121,665
baseline
▲ 0.50% · 4.625%
HK$129,068
+HK$7,403/mo
Deposit HK$16.74M · loan HK$25.10M · min. income ≈ HK$243,330/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,778,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,364
−HK$6,881/mo
▼ 0.25% · 3.875%
HK$130,780
−HK$3,465/mo
Today · 4.125%
HK$134,245
baseline
▲ 0.50% · 4.625%
HK$141,321
+HK$7,076/mo
Deposit HK$16.74M · loan HK$25.10M · min. income ≈ HK$268,490/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$1,778,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,566
−HK$8,376/mo
▼ 0.25% · 3.875%
HK$137,721
−HK$4,221/mo
Today · 4.125%
HK$141,942
baseline
▲ 0.50% · 4.625%
HK$150,579
+HK$8,637/mo
Deposit HK$12.55M · loan HK$29.29M · min. income ≈ HK$283,884/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,778,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,591
−HK$8,028/mo
▼ 0.25% · 3.875%
HK$152,576
−HK$4,043/mo
Today · 4.125%
HK$156,619
baseline
▲ 0.50% · 4.625%
HK$164,875
+HK$8,256/mo
Deposit HK$12.55M · loan HK$29.29M · min. income ≈ HK$313,238/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,778,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,728
−HK$10,769/mo
▼ 0.25% · 3.875%
HK$177,070
−HK$5,427/mo
Today · 4.125%
HK$182,497
baseline
▲ 0.50% · 4.625%
HK$193,601
+HK$11,104/mo
Deposit HK$4.18M · loan HK$37.66M · min. income ≈ HK$364,994/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,046
−HK$10,321/mo
▼ 0.25% · 3.875%
HK$196,170
−HK$5,197/mo
Today · 4.125%
HK$201,367
baseline
▲ 0.50% · 4.625%
HK$211,982
+HK$10,615/mo
Deposit HK$4.18M · loan HK$37.66M · min. income ≈ HK$402,734/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,174 · Scale 2, in force from 26 Feb 2026)