LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,410
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$98,378
−HK$3,015/mo
Today · 4.125%
HK$101,393
baseline
▲ 0.50% · 4.625%
HK$107,563
+HK$6,170/mo
Deposit HK$20.92M · loan HK$20.92M · min. income ≈ HK$202,786/mo (50% DSR)
Upfront cash ≈ HK$22.70M (deposit + AVD stamp duty HK$1,778,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,143
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$108,990
−HK$2,888/mo
Today · 4.125%
HK$111,878
baseline
▲ 0.50% · 4.625%
HK$117,775
+HK$5,897/mo
Deposit HK$20.92M · loan HK$20.92M · min. income ≈ HK$223,756/mo (50% DSR)
Upfront cash ≈ HK$22.70M (deposit + AVD stamp duty HK$1,778,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,492
−HK$7,180/mo
▼ 0.25% · 3.875%
HK$118,054
−HK$3,618/mo
Today · 4.125%
HK$121,672
baseline
▲ 0.50% · 4.625%
HK$129,076
+HK$7,404/mo
Deposit HK$16.74M · loan HK$25.11M · min. income ≈ HK$243,344/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,778,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,372
−HK$6,881/mo
▼ 0.25% · 3.875%
HK$130,788
−HK$3,465/mo
Today · 4.125%
HK$134,253
baseline
▲ 0.50% · 4.625%
HK$141,330
+HK$7,077/mo
Deposit HK$16.74M · loan HK$25.11M · min. income ≈ HK$268,506/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,778,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,574
−HK$8,377/mo
▼ 0.25% · 3.875%
HK$137,729
−HK$4,222/mo
Today · 4.125%
HK$141,951
baseline
▲ 0.50% · 4.625%
HK$150,588
+HK$8,637/mo
Deposit HK$12.55M · loan HK$29.29M · min. income ≈ HK$283,902/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,778,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,600
−HK$8,029/mo
▼ 0.25% · 3.875%
HK$152,586
−HK$4,043/mo
Today · 4.125%
HK$156,629
baseline
▲ 0.50% · 4.625%
HK$164,885
+HK$8,256/mo
Deposit HK$12.55M · loan HK$29.29M · min. income ≈ HK$313,258/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,778,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,739
−HK$10,769/mo
▼ 0.25% · 3.875%
HK$177,081
−HK$5,427/mo
Today · 4.125%
HK$182,508
baseline
▲ 0.50% · 4.625%
HK$193,613
+HK$11,105/mo
Deposit HK$4.18M · loan HK$37.66M · min. income ≈ HK$365,016/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,057
−HK$10,323/mo
▼ 0.25% · 3.875%
HK$196,181
−HK$5,199/mo
Today · 4.125%
HK$201,380
baseline
▲ 0.50% · 4.625%
HK$211,995
+HK$10,615/mo
Deposit HK$4.18M · loan HK$37.66M · min. income ≈ HK$402,760/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,282 · Scale 2, in force from 26 Feb 2026)