LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,412
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$98,380
−HK$3,015/mo
Today · 4.125%
HK$101,395
baseline
▲ 0.50% · 4.625%
HK$107,564
+HK$6,169/mo
Deposit HK$20.92M · loan HK$20.92M · min. income ≈ HK$202,790/mo (50% DSR)
Upfront cash ≈ HK$22.70M (deposit + AVD stamp duty HK$1,778,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,145
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$108,991
−HK$2,888/mo
Today · 4.125%
HK$111,879
baseline
▲ 0.50% · 4.625%
HK$117,776
+HK$5,897/mo
Deposit HK$20.92M · loan HK$20.92M · min. income ≈ HK$223,758/mo (50% DSR)
Upfront cash ≈ HK$22.70M (deposit + AVD stamp duty HK$1,778,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,494
−HK$7,180/mo
▼ 0.25% · 3.875%
HK$118,055
−HK$3,619/mo
Today · 4.125%
HK$121,674
baseline
▲ 0.50% · 4.625%
HK$129,077
+HK$7,403/mo
Deposit HK$16.74M · loan HK$25.11M · min. income ≈ HK$243,348/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,778,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,373
−HK$6,882/mo
▼ 0.25% · 3.875%
HK$130,790
−HK$3,465/mo
Today · 4.125%
HK$134,255
baseline
▲ 0.50% · 4.625%
HK$141,332
+HK$7,077/mo
Deposit HK$16.74M · loan HK$25.11M · min. income ≈ HK$268,510/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,778,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,576
−HK$8,377/mo
▼ 0.25% · 3.875%
HK$137,731
−HK$4,222/mo
Today · 4.125%
HK$141,953
baseline
▲ 0.50% · 4.625%
HK$150,590
+HK$8,637/mo
Deposit HK$12.55M · loan HK$29.29M · min. income ≈ HK$283,906/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,778,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,602
−HK$8,029/mo
▼ 0.25% · 3.875%
HK$152,588
−HK$4,043/mo
Today · 4.125%
HK$156,631
baseline
▲ 0.50% · 4.625%
HK$164,887
+HK$8,256/mo
Deposit HK$12.55M · loan HK$29.29M · min. income ≈ HK$313,262/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,778,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,741
−HK$10,770/mo
▼ 0.25% · 3.875%
HK$177,083
−HK$5,428/mo
Today · 4.125%
HK$182,511
baseline
▲ 0.50% · 4.625%
HK$193,616
+HK$11,105/mo
Deposit HK$4.18M · loan HK$37.66M · min. income ≈ HK$365,022/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,060
−HK$10,323/mo
▼ 0.25% · 3.875%
HK$196,184
−HK$5,199/mo
Today · 4.125%
HK$201,383
baseline
▲ 0.50% · 4.625%
HK$211,998
+HK$10,615/mo
Deposit HK$4.18M · loan HK$37.66M · min. income ≈ HK$402,766/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,308 · Scale 2, in force from 26 Feb 2026)