LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,414
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$98,381
−HK$3,016/mo
Today · 4.125%
HK$101,397
baseline
▲ 0.50% · 4.625%
HK$107,567
+HK$6,170/mo
Deposit HK$20.92M · loan HK$20.92M · min. income ≈ HK$202,794/mo (50% DSR)
Upfront cash ≈ HK$22.70M (deposit + AVD stamp duty HK$1,778,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,147
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$108,993
−HK$2,888/mo
Today · 4.125%
HK$111,881
baseline
▲ 0.50% · 4.625%
HK$117,779
+HK$5,898/mo
Deposit HK$20.92M · loan HK$20.92M · min. income ≈ HK$223,762/mo (50% DSR)
Upfront cash ≈ HK$22.70M (deposit + AVD stamp duty HK$1,778,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,496
−HK$7,180/mo
▼ 0.25% · 3.875%
HK$118,058
−HK$3,618/mo
Today · 4.125%
HK$121,676
baseline
▲ 0.50% · 4.625%
HK$129,080
+HK$7,404/mo
Deposit HK$16.74M · loan HK$25.11M · min. income ≈ HK$243,352/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,778,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,376
−HK$6,882/mo
▼ 0.25% · 3.875%
HK$130,792
−HK$3,466/mo
Today · 4.125%
HK$134,258
baseline
▲ 0.50% · 4.625%
HK$141,335
+HK$7,077/mo
Deposit HK$16.74M · loan HK$25.11M · min. income ≈ HK$268,516/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,778,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,579
−HK$8,377/mo
▼ 0.25% · 3.875%
HK$137,734
−HK$4,222/mo
Today · 4.125%
HK$141,956
baseline
▲ 0.50% · 4.625%
HK$150,593
+HK$8,637/mo
Deposit HK$12.55M · loan HK$29.29M · min. income ≈ HK$283,912/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,778,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,605
−HK$8,029/mo
▼ 0.25% · 3.875%
HK$152,591
−HK$4,043/mo
Today · 4.125%
HK$156,634
baseline
▲ 0.50% · 4.625%
HK$164,890
+HK$8,256/mo
Deposit HK$12.55M · loan HK$29.29M · min. income ≈ HK$313,268/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,778,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,744
−HK$10,770/mo
▼ 0.25% · 3.875%
HK$177,087
−HK$5,427/mo
Today · 4.125%
HK$182,514
baseline
▲ 0.50% · 4.625%
HK$193,620
+HK$11,106/mo
Deposit HK$4.18M · loan HK$37.66M · min. income ≈ HK$365,028/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,064
−HK$10,323/mo
▼ 0.25% · 3.875%
HK$196,188
−HK$5,199/mo
Today · 4.125%
HK$201,387
baseline
▲ 0.50% · 4.625%
HK$212,002
+HK$10,615/mo
Deposit HK$4.18M · loan HK$37.66M · min. income ≈ HK$402,774/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,343 · Scale 2, in force from 26 Feb 2026)