LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,421
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$98,389
−HK$3,016/mo
Today · 4.125%
HK$101,405
baseline
▲ 0.50% · 4.625%
HK$107,575
+HK$6,170/mo
Deposit HK$20.92M · loan HK$20.92M · min. income ≈ HK$202,810/mo (50% DSR)
Upfront cash ≈ HK$22.70M (deposit + AVD stamp duty HK$1,778,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,155
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$109,002
−HK$2,888/mo
Today · 4.125%
HK$111,890
baseline
▲ 0.50% · 4.625%
HK$117,788
+HK$5,898/mo
Deposit HK$20.92M · loan HK$20.92M · min. income ≈ HK$223,780/mo (50% DSR)
Upfront cash ≈ HK$22.70M (deposit + AVD stamp duty HK$1,778,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,505
−HK$7,181/mo
▼ 0.25% · 3.875%
HK$118,067
−HK$3,619/mo
Today · 4.125%
HK$121,686
baseline
▲ 0.50% · 4.625%
HK$129,090
+HK$7,404/mo
Deposit HK$16.74M · loan HK$25.11M · min. income ≈ HK$243,372/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,778,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,386
−HK$6,882/mo
▼ 0.25% · 3.875%
HK$130,802
−HK$3,466/mo
Today · 4.125%
HK$134,268
baseline
▲ 0.50% · 4.625%
HK$141,345
+HK$7,077/mo
Deposit HK$16.74M · loan HK$25.11M · min. income ≈ HK$268,536/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,778,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,589
−HK$8,377/mo
▼ 0.25% · 3.875%
HK$137,745
−HK$4,221/mo
Today · 4.125%
HK$141,966
baseline
▲ 0.50% · 4.625%
HK$150,605
+HK$8,639/mo
Deposit HK$12.55M · loan HK$29.29M · min. income ≈ HK$283,932/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,778,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,617
−HK$8,029/mo
▼ 0.25% · 3.875%
HK$152,603
−HK$4,043/mo
Today · 4.125%
HK$156,646
baseline
▲ 0.50% · 4.625%
HK$164,903
+HK$8,257/mo
Deposit HK$12.55M · loan HK$29.29M · min. income ≈ HK$313,292/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,778,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,758
−HK$10,770/mo
▼ 0.25% · 3.875%
HK$177,100
−HK$5,428/mo
Today · 4.125%
HK$182,528
baseline
▲ 0.50% · 4.625%
HK$193,635
+HK$11,107/mo
Deposit HK$4.18M · loan HK$37.66M · min. income ≈ HK$365,056/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,079
−HK$10,323/mo
▼ 0.25% · 3.875%
HK$196,203
−HK$5,199/mo
Today · 4.125%
HK$201,402
baseline
▲ 0.50% · 4.625%
HK$212,018
+HK$10,616/mo
Deposit HK$4.18M · loan HK$37.66M · min. income ≈ HK$402,804/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,479 · Scale 2, in force from 26 Feb 2026)