LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,428
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$98,396
−HK$3,016/mo
Today · 4.125%
HK$101,412
baseline
▲ 0.50% · 4.625%
HK$107,583
+HK$6,171/mo
Deposit HK$20.92M · loan HK$20.92M · min. income ≈ HK$202,824/mo (50% DSR)
Upfront cash ≈ HK$22.70M (deposit + AVD stamp duty HK$1,778,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,162
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$109,010
−HK$2,888/mo
Today · 4.125%
HK$111,898
baseline
▲ 0.50% · 4.625%
HK$117,796
+HK$5,898/mo
Deposit HK$20.92M · loan HK$20.92M · min. income ≈ HK$223,796/mo (50% DSR)
Upfront cash ≈ HK$22.70M (deposit + AVD stamp duty HK$1,778,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,513
−HK$7,181/mo
▼ 0.25% · 3.875%
HK$118,075
−HK$3,619/mo
Today · 4.125%
HK$121,694
baseline
▲ 0.50% · 4.625%
HK$129,099
+HK$7,405/mo
Deposit HK$16.74M · loan HK$25.11M · min. income ≈ HK$243,388/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,778,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,395
−HK$6,883/mo
▼ 0.25% · 3.875%
HK$130,812
−HK$3,466/mo
Today · 4.125%
HK$134,278
baseline
▲ 0.50% · 4.625%
HK$141,356
+HK$7,078/mo
Deposit HK$16.74M · loan HK$25.11M · min. income ≈ HK$268,556/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,778,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,599
−HK$8,378/mo
▼ 0.25% · 3.875%
HK$137,755
−HK$4,222/mo
Today · 4.125%
HK$141,977
baseline
▲ 0.50% · 4.625%
HK$150,616
+HK$8,639/mo
Deposit HK$12.55M · loan HK$29.29M · min. income ≈ HK$283,954/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,778,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,627
−HK$8,030/mo
▼ 0.25% · 3.875%
HK$152,614
−HK$4,043/mo
Today · 4.125%
HK$156,657
baseline
▲ 0.50% · 4.625%
HK$164,915
+HK$8,258/mo
Deposit HK$12.55M · loan HK$29.29M · min. income ≈ HK$313,314/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,778,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,770
−HK$10,772/mo
▼ 0.25% · 3.875%
HK$177,113
−HK$5,429/mo
Today · 4.125%
HK$182,542
baseline
▲ 0.50% · 4.625%
HK$193,649
+HK$11,107/mo
Deposit HK$4.18M · loan HK$37.66M · min. income ≈ HK$365,084/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,092
−HK$10,325/mo
▼ 0.25% · 3.875%
HK$196,217
−HK$5,200/mo
Today · 4.125%
HK$201,417
baseline
▲ 0.50% · 4.625%
HK$212,034
+HK$10,617/mo
Deposit HK$4.18M · loan HK$37.66M · min. income ≈ HK$402,834/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,608 · Scale 2, in force from 26 Feb 2026)