LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,439
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$98,407
−HK$3,017/mo
Today · 4.125%
HK$101,424
baseline
▲ 0.50% · 4.625%
HK$107,595
+HK$6,171/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$202,848/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,778,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,175
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$109,022
−HK$2,889/mo
Today · 4.125%
HK$111,911
baseline
▲ 0.50% · 4.625%
HK$117,810
+HK$5,899/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$223,822/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,778,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,526
−HK$7,182/mo
▼ 0.25% · 3.875%
HK$118,089
−HK$3,619/mo
Today · 4.125%
HK$121,708
baseline
▲ 0.50% · 4.625%
HK$129,114
+HK$7,406/mo
Deposit HK$16.74M · loan HK$25.11M · min. income ≈ HK$243,416/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,778,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,409
−HK$6,884/mo
▼ 0.25% · 3.875%
HK$130,827
−HK$3,466/mo
Today · 4.125%
HK$134,293
baseline
▲ 0.50% · 4.625%
HK$141,372
+HK$7,079/mo
Deposit HK$16.74M · loan HK$25.11M · min. income ≈ HK$268,586/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,778,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,614
−HK$8,379/mo
▼ 0.25% · 3.875%
HK$137,770
−HK$4,223/mo
Today · 4.125%
HK$141,993
baseline
▲ 0.50% · 4.625%
HK$150,633
+HK$8,640/mo
Deposit HK$12.56M · loan HK$29.30M · min. income ≈ HK$283,986/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,778,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,644
−HK$8,031/mo
▼ 0.25% · 3.875%
HK$152,631
−HK$4,044/mo
Today · 4.125%
HK$156,675
baseline
▲ 0.50% · 4.625%
HK$164,934
+HK$8,259/mo
Deposit HK$12.56M · loan HK$29.30M · min. income ≈ HK$313,350/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,778,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,790
−HK$10,772/mo
▼ 0.25% · 3.875%
HK$177,133
−HK$5,429/mo
Today · 4.125%
HK$182,562
baseline
▲ 0.50% · 4.625%
HK$193,671
+HK$11,109/mo
Deposit HK$4.19M · loan HK$37.67M · min. income ≈ HK$365,124/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,114
−HK$10,326/mo
▼ 0.25% · 3.875%
HK$196,240
−HK$5,200/mo
Today · 4.125%
HK$201,440
baseline
▲ 0.50% · 4.625%
HK$212,058
+HK$10,618/mo
Deposit HK$4.19M · loan HK$37.67M · min. income ≈ HK$402,880/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,811 · Scale 2, in force from 26 Feb 2026)