LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,441
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$98,409
−HK$3,017/mo
Today · 4.125%
HK$101,426
baseline
▲ 0.50% · 4.625%
HK$107,597
+HK$6,171/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$202,852/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,778,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,177
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$109,024
−HK$2,889/mo
Today · 4.125%
HK$111,913
baseline
▲ 0.50% · 4.625%
HK$117,812
+HK$5,899/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$223,826/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,778,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,529
−HK$7,182/mo
▼ 0.25% · 3.875%
HK$118,091
−HK$3,620/mo
Today · 4.125%
HK$121,711
baseline
▲ 0.50% · 4.625%
HK$129,117
+HK$7,406/mo
Deposit HK$16.74M · loan HK$25.11M · min. income ≈ HK$243,422/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,778,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,412
−HK$6,884/mo
▼ 0.25% · 3.875%
HK$130,829
−HK$3,467/mo
Today · 4.125%
HK$134,296
baseline
▲ 0.50% · 4.625%
HK$141,375
+HK$7,079/mo
Deposit HK$16.74M · loan HK$25.11M · min. income ≈ HK$268,592/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,778,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,617
−HK$8,379/mo
▼ 0.25% · 3.875%
HK$137,773
−HK$4,223/mo
Today · 4.125%
HK$141,996
baseline
▲ 0.50% · 4.625%
HK$150,636
+HK$8,640/mo
Deposit HK$12.56M · loan HK$29.30M · min. income ≈ HK$283,992/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,778,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,647
−HK$8,031/mo
▼ 0.25% · 3.875%
HK$152,634
−HK$4,044/mo
Today · 4.125%
HK$156,678
baseline
▲ 0.50% · 4.625%
HK$164,937
+HK$8,259/mo
Deposit HK$12.56M · loan HK$29.30M · min. income ≈ HK$313,356/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,778,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,793
−HK$10,773/mo
▼ 0.25% · 3.875%
HK$177,137
−HK$5,429/mo
Today · 4.125%
HK$182,566
baseline
▲ 0.50% · 4.625%
HK$193,675
+HK$11,109/mo
Deposit HK$4.19M · loan HK$37.67M · min. income ≈ HK$365,132/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,118
−HK$10,326/mo
▼ 0.25% · 3.875%
HK$196,244
−HK$5,200/mo
Today · 4.125%
HK$201,444
baseline
▲ 0.50% · 4.625%
HK$212,062
+HK$10,618/mo
Deposit HK$4.19M · loan HK$37.67M · min. income ≈ HK$402,888/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,847 · Scale 2, in force from 26 Feb 2026)