LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,443
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$98,411
−HK$3,017/mo
Today · 4.125%
HK$101,428
baseline
▲ 0.50% · 4.625%
HK$107,599
+HK$6,171/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$202,856/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,778,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,179
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$109,027
−HK$2,888/mo
Today · 4.125%
HK$111,915
baseline
▲ 0.50% · 4.625%
HK$117,815
+HK$5,900/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$223,830/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,778,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,531
−HK$7,182/mo
▼ 0.25% · 3.875%
HK$118,094
−HK$3,619/mo
Today · 4.125%
HK$121,713
baseline
▲ 0.50% · 4.625%
HK$129,119
+HK$7,406/mo
Deposit HK$16.74M · loan HK$25.11M · min. income ≈ HK$243,426/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,778,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,415
−HK$6,884/mo
▼ 0.25% · 3.875%
HK$130,832
−HK$3,467/mo
Today · 4.125%
HK$134,299
baseline
▲ 0.50% · 4.625%
HK$141,378
+HK$7,079/mo
Deposit HK$16.74M · loan HK$25.11M · min. income ≈ HK$268,598/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,778,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,620
−HK$8,379/mo
▼ 0.25% · 3.875%
HK$137,776
−HK$4,223/mo
Today · 4.125%
HK$141,999
baseline
▲ 0.50% · 4.625%
HK$150,639
+HK$8,640/mo
Deposit HK$12.56M · loan HK$29.30M · min. income ≈ HK$283,998/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,778,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,651
−HK$8,031/mo
▼ 0.25% · 3.875%
HK$152,637
−HK$4,045/mo
Today · 4.125%
HK$156,682
baseline
▲ 0.50% · 4.625%
HK$164,941
+HK$8,259/mo
Deposit HK$12.56M · loan HK$29.30M · min. income ≈ HK$313,364/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,778,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,797
−HK$10,773/mo
▼ 0.25% · 3.875%
HK$177,141
−HK$5,429/mo
Today · 4.125%
HK$182,570
baseline
▲ 0.50% · 4.625%
HK$193,679
+HK$11,109/mo
Deposit HK$4.19M · loan HK$37.67M · min. income ≈ HK$365,140/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,122
−HK$10,326/mo
▼ 0.25% · 3.875%
HK$196,248
−HK$5,200/mo
Today · 4.125%
HK$201,448
baseline
▲ 0.50% · 4.625%
HK$212,066
+HK$10,618/mo
Deposit HK$4.19M · loan HK$37.67M · min. income ≈ HK$402,896/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,884 · Scale 2, in force from 26 Feb 2026)