LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,443
−HK$5,986/mo
▼ 0.25% · 3.875%
HK$98,412
−HK$3,017/mo
Today · 4.125%
HK$101,429
baseline
▲ 0.50% · 4.625%
HK$107,600
+HK$6,171/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$202,858/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,778,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,180
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$109,028
−HK$2,888/mo
Today · 4.125%
HK$111,916
baseline
▲ 0.50% · 4.625%
HK$117,816
+HK$5,900/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$223,832/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,778,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,532
−HK$7,182/mo
▼ 0.25% · 3.875%
HK$118,095
−HK$3,619/mo
Today · 4.125%
HK$121,714
baseline
▲ 0.50% · 4.625%
HK$129,120
+HK$7,406/mo
Deposit HK$16.74M · loan HK$25.11M · min. income ≈ HK$243,428/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,778,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,416
−HK$6,884/mo
▼ 0.25% · 3.875%
HK$130,833
−HK$3,467/mo
Today · 4.125%
HK$134,300
baseline
▲ 0.50% · 4.625%
HK$141,379
+HK$7,079/mo
Deposit HK$16.74M · loan HK$25.11M · min. income ≈ HK$268,600/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,778,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,621
−HK$8,379/mo
▼ 0.25% · 3.875%
HK$137,777
−HK$4,223/mo
Today · 4.125%
HK$142,000
baseline
▲ 0.50% · 4.625%
HK$150,640
+HK$8,640/mo
Deposit HK$12.56M · loan HK$29.30M · min. income ≈ HK$284,000/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,778,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,652
−HK$8,031/mo
▼ 0.25% · 3.875%
HK$152,639
−HK$4,044/mo
Today · 4.125%
HK$156,683
baseline
▲ 0.50% · 4.625%
HK$164,942
+HK$8,259/mo
Deposit HK$12.56M · loan HK$29.30M · min. income ≈ HK$313,366/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,778,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,798
−HK$10,773/mo
▼ 0.25% · 3.875%
HK$177,142
−HK$5,429/mo
Today · 4.125%
HK$182,571
baseline
▲ 0.50% · 4.625%
HK$193,680
+HK$11,109/mo
Deposit HK$4.19M · loan HK$37.67M · min. income ≈ HK$365,142/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,124
−HK$10,326/mo
▼ 0.25% · 3.875%
HK$196,250
−HK$5,200/mo
Today · 4.125%
HK$201,450
baseline
▲ 0.50% · 4.625%
HK$212,068
+HK$10,618/mo
Deposit HK$4.19M · loan HK$37.67M · min. income ≈ HK$402,900/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,900 · Scale 2, in force from 26 Feb 2026)