LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,445
−HK$5,986/mo
▼ 0.25% · 3.875%
HK$98,414
−HK$3,017/mo
Today · 4.125%
HK$101,431
baseline
▲ 0.50% · 4.625%
HK$107,603
+HK$6,172/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$202,862/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,778,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,182
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$109,030
−HK$2,889/mo
Today · 4.125%
HK$111,919
baseline
▲ 0.50% · 4.625%
HK$117,818
+HK$5,899/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$223,838/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,778,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,535
−HK$7,182/mo
▼ 0.25% · 3.875%
HK$118,097
−HK$3,620/mo
Today · 4.125%
HK$121,717
baseline
▲ 0.50% · 4.625%
HK$129,123
+HK$7,406/mo
Deposit HK$16.74M · loan HK$25.11M · min. income ≈ HK$243,434/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,778,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,419
−HK$6,884/mo
▼ 0.25% · 3.875%
HK$130,836
−HK$3,467/mo
Today · 4.125%
HK$134,303
baseline
▲ 0.50% · 4.625%
HK$141,382
+HK$7,079/mo
Deposit HK$16.74M · loan HK$25.11M · min. income ≈ HK$268,606/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,778,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,624
−HK$8,379/mo
▼ 0.25% · 3.875%
HK$137,780
−HK$4,223/mo
Today · 4.125%
HK$142,003
baseline
▲ 0.50% · 4.625%
HK$150,644
+HK$8,641/mo
Deposit HK$12.56M · loan HK$29.30M · min. income ≈ HK$284,006/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,778,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,655
−HK$8,031/mo
▼ 0.25% · 3.875%
HK$152,642
−HK$4,044/mo
Today · 4.125%
HK$156,686
baseline
▲ 0.50% · 4.625%
HK$164,945
+HK$8,259/mo
Deposit HK$12.56M · loan HK$29.30M · min. income ≈ HK$313,372/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,778,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,802
−HK$10,773/mo
▼ 0.25% · 3.875%
HK$177,146
−HK$5,429/mo
Today · 4.125%
HK$182,575
baseline
▲ 0.50% · 4.625%
HK$193,685
+HK$11,110/mo
Deposit HK$4.19M · loan HK$37.67M · min. income ≈ HK$365,150/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,128
−HK$10,326/mo
▼ 0.25% · 3.875%
HK$196,254
−HK$5,200/mo
Today · 4.125%
HK$201,454
baseline
▲ 0.50% · 4.625%
HK$212,073
+HK$10,619/mo
Deposit HK$4.19M · loan HK$37.67M · min. income ≈ HK$402,908/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,778,937 · Scale 2, in force from 26 Feb 2026)