LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,545
−HK$598/mo
▼ 0.25% · 3.875%
HK$9,842
−HK$301/mo
Today · 4.125%
HK$10,143
baseline
▲ 0.50% · 4.625%
HK$10,760
+HK$617/mo
Deposit HK$2.09M · loan HK$2.09M · min. income ≈ HK$20,286/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$37,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,618
−HK$574/mo
▼ 0.25% · 3.875%
HK$10,903
−HK$289/mo
Today · 4.125%
HK$11,192
baseline
▲ 0.50% · 4.625%
HK$11,782
+HK$590/mo
Deposit HK$2.09M · loan HK$2.09M · min. income ≈ HK$22,384/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$37,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,454
−HK$718/mo
▼ 0.25% · 3.875%
HK$11,810
−HK$362/mo
Today · 4.125%
HK$12,172
baseline
▲ 0.50% · 4.625%
HK$12,912
+HK$740/mo
Deposit HK$1.67M · loan HK$2.51M · min. income ≈ HK$24,344/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$37,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,742
−HK$688/mo
▼ 0.25% · 3.875%
HK$13,084
−HK$346/mo
Today · 4.125%
HK$13,430
baseline
▲ 0.50% · 4.625%
HK$14,138
+HK$708/mo
Deposit HK$1.67M · loan HK$2.51M · min. income ≈ HK$26,860/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$37,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,363
−HK$837/mo
▼ 0.25% · 3.875%
HK$13,778
−HK$422/mo
Today · 4.125%
HK$14,200
baseline
▲ 0.50% · 4.625%
HK$15,065
+HK$865/mo
Deposit HK$1.26M · loan HK$2.93M · min. income ≈ HK$28,400/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$37,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,866
−HK$803/mo
▼ 0.25% · 3.875%
HK$15,264
−HK$405/mo
Today · 4.125%
HK$15,669
baseline
▲ 0.50% · 4.625%
HK$16,495
+HK$826/mo
Deposit HK$1.26M · loan HK$2.93M · min. income ≈ HK$31,338/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$37,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,180
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$17,715
−HK$543/mo
Today · 4.125%
HK$18,258
baseline
▲ 0.50% · 4.625%
HK$19,369
+HK$1,111/mo
Deposit HK$419K · loan HK$3.77M · min. income ≈ HK$36,516/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$37,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,113
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$19,626
−HK$520/mo
Today · 4.125%
HK$20,146
baseline
▲ 0.50% · 4.625%
HK$21,208
+HK$1,062/mo
Deposit HK$419K · loan HK$3.77M · min. income ≈ HK$40,292/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$37,256 · Scale 2, in force from 26 Feb 2026)