LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,450
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$98,419
−HK$3,016/mo
Today · 4.125%
HK$101,435
baseline
▲ 0.50% · 4.625%
HK$107,607
+HK$6,172/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$202,870/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,779,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,187
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$109,035
−HK$2,889/mo
Today · 4.125%
HK$111,924
baseline
▲ 0.50% · 4.625%
HK$117,823
+HK$5,899/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$223,848/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,779,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,540
−HK$7,182/mo
▼ 0.25% · 3.875%
HK$118,102
−HK$3,620/mo
Today · 4.125%
HK$121,722
baseline
▲ 0.50% · 4.625%
HK$129,129
+HK$7,407/mo
Deposit HK$16.74M · loan HK$25.12M · min. income ≈ HK$243,444/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,779,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,424
−HK$6,884/mo
▼ 0.25% · 3.875%
HK$130,842
−HK$3,466/mo
Today · 4.125%
HK$134,308
baseline
▲ 0.50% · 4.625%
HK$141,388
+HK$7,080/mo
Deposit HK$16.74M · loan HK$25.12M · min. income ≈ HK$268,616/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,779,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,629
−HK$8,380/mo
▼ 0.25% · 3.875%
HK$137,786
−HK$4,223/mo
Today · 4.125%
HK$142,009
baseline
▲ 0.50% · 4.625%
HK$150,650
+HK$8,641/mo
Deposit HK$12.56M · loan HK$29.30M · min. income ≈ HK$284,018/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,661
−HK$8,032/mo
▼ 0.25% · 3.875%
HK$152,648
−HK$4,045/mo
Today · 4.125%
HK$156,693
baseline
▲ 0.50% · 4.625%
HK$164,953
+HK$8,260/mo
Deposit HK$12.56M · loan HK$29.30M · min. income ≈ HK$313,386/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,809
−HK$10,774/mo
▼ 0.25% · 3.875%
HK$177,154
−HK$5,429/mo
Today · 4.125%
HK$182,583
baseline
▲ 0.50% · 4.625%
HK$193,693
+HK$11,110/mo
Deposit HK$4.19M · loan HK$37.67M · min. income ≈ HK$365,166/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,779,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,136
−HK$10,327/mo
▼ 0.25% · 3.875%
HK$196,262
−HK$5,201/mo
Today · 4.125%
HK$201,463
baseline
▲ 0.50% · 4.625%
HK$212,082
+HK$10,619/mo
Deposit HK$4.19M · loan HK$37.67M · min. income ≈ HK$402,926/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$1,779,014 · Scale 2, in force from 26 Feb 2026)