LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,451
−HK$5,986/mo
▼ 0.25% · 3.875%
HK$98,420
−HK$3,017/mo
Today · 4.125%
HK$101,437
baseline
▲ 0.50% · 4.625%
HK$107,609
+HK$6,172/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$202,874/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,779,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,189
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$109,036
−HK$2,890/mo
Today · 4.125%
HK$111,926
baseline
▲ 0.50% · 4.625%
HK$117,825
+HK$5,899/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$223,852/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,779,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,541
−HK$7,183/mo
▼ 0.25% · 3.875%
HK$118,104
−HK$3,620/mo
Today · 4.125%
HK$121,724
baseline
▲ 0.50% · 4.625%
HK$129,131
+HK$7,407/mo
Deposit HK$16.74M · loan HK$25.12M · min. income ≈ HK$243,448/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,779,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,426
−HK$6,885/mo
▼ 0.25% · 3.875%
HK$130,844
−HK$3,467/mo
Today · 4.125%
HK$134,311
baseline
▲ 0.50% · 4.625%
HK$141,390
+HK$7,079/mo
Deposit HK$16.74M · loan HK$25.12M · min. income ≈ HK$268,622/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,779,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,632
−HK$8,380/mo
▼ 0.25% · 3.875%
HK$137,788
−HK$4,224/mo
Today · 4.125%
HK$142,012
baseline
▲ 0.50% · 4.625%
HK$150,653
+HK$8,641/mo
Deposit HK$12.56M · loan HK$29.30M · min. income ≈ HK$284,024/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,664
−HK$8,032/mo
▼ 0.25% · 3.875%
HK$152,651
−HK$4,045/mo
Today · 4.125%
HK$156,696
baseline
▲ 0.50% · 4.625%
HK$164,955
+HK$8,259/mo
Deposit HK$12.56M · loan HK$29.30M · min. income ≈ HK$313,392/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,812
−HK$10,774/mo
▼ 0.25% · 3.875%
HK$177,157
−HK$5,429/mo
Today · 4.125%
HK$182,586
baseline
▲ 0.50% · 4.625%
HK$193,696
+HK$11,110/mo
Deposit HK$4.19M · loan HK$37.67M · min. income ≈ HK$365,172/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,779,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,139
−HK$10,327/mo
▼ 0.25% · 3.875%
HK$196,266
−HK$5,200/mo
Today · 4.125%
HK$201,466
baseline
▲ 0.50% · 4.625%
HK$212,086
+HK$10,620/mo
Deposit HK$4.19M · loan HK$37.67M · min. income ≈ HK$402,932/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,779,045 · Scale 2, in force from 26 Feb 2026)