LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,456
−HK$5,986/mo
▼ 0.25% · 3.875%
HK$98,425
−HK$3,017/mo
Today · 4.125%
HK$101,442
baseline
▲ 0.50% · 4.625%
HK$107,615
+HK$6,173/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$202,884/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,779,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,194
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$109,042
−HK$2,889/mo
Today · 4.125%
HK$111,931
baseline
▲ 0.50% · 4.625%
HK$117,831
+HK$5,900/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$223,862/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,779,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,547
−HK$7,184/mo
▼ 0.25% · 3.875%
HK$118,111
−HK$3,620/mo
Today · 4.125%
HK$121,731
baseline
▲ 0.50% · 4.625%
HK$129,138
+HK$7,407/mo
Deposit HK$16.74M · loan HK$25.12M · min. income ≈ HK$243,462/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,779,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,433
−HK$6,885/mo
▼ 0.25% · 3.875%
HK$130,851
−HK$3,467/mo
Today · 4.125%
HK$134,318
baseline
▲ 0.50% · 4.625%
HK$141,398
+HK$7,080/mo
Deposit HK$16.74M · loan HK$25.12M · min. income ≈ HK$268,636/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,779,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,639
−HK$8,380/mo
▼ 0.25% · 3.875%
HK$137,796
−HK$4,223/mo
Today · 4.125%
HK$142,019
baseline
▲ 0.50% · 4.625%
HK$150,661
+HK$8,642/mo
Deposit HK$12.56M · loan HK$29.30M · min. income ≈ HK$284,038/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,672
−HK$8,032/mo
▼ 0.25% · 3.875%
HK$152,659
−HK$4,045/mo
Today · 4.125%
HK$156,704
baseline
▲ 0.50% · 4.625%
HK$164,964
+HK$8,260/mo
Deposit HK$12.56M · loan HK$29.30M · min. income ≈ HK$313,408/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,821
−HK$10,775/mo
▼ 0.25% · 3.875%
HK$177,166
−HK$5,430/mo
Today · 4.125%
HK$182,596
baseline
▲ 0.50% · 4.625%
HK$193,706
+HK$11,110/mo
Deposit HK$4.19M · loan HK$37.68M · min. income ≈ HK$365,192/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,779,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,149
−HK$10,328/mo
▼ 0.25% · 3.875%
HK$196,276
−HK$5,201/mo
Today · 4.125%
HK$201,477
baseline
▲ 0.50% · 4.625%
HK$212,097
+HK$10,620/mo
Deposit HK$4.19M · loan HK$37.68M · min. income ≈ HK$402,954/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,779,137 · Scale 2, in force from 26 Feb 2026)