LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,546
−HK$598/mo
▼ 0.25% · 3.875%
HK$9,843
−HK$301/mo
Today · 4.125%
HK$10,144
baseline
▲ 0.50% · 4.625%
HK$10,762
+HK$618/mo
Deposit HK$2.09M · loan HK$2.09M · min. income ≈ HK$20,288/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$37,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,620
−HK$573/mo
▼ 0.25% · 3.875%
HK$10,904
−HK$289/mo
Today · 4.125%
HK$11,193
baseline
▲ 0.50% · 4.625%
HK$11,783
+HK$590/mo
Deposit HK$2.09M · loan HK$2.09M · min. income ≈ HK$22,386/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$37,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,455
−HK$718/mo
▼ 0.25% · 3.875%
HK$11,811
−HK$362/mo
Today · 4.125%
HK$12,173
baseline
▲ 0.50% · 4.625%
HK$12,914
+HK$741/mo
Deposit HK$1.67M · loan HK$2.51M · min. income ≈ HK$24,346/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$37,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,743
−HK$689/mo
▼ 0.25% · 3.875%
HK$13,085
−HK$347/mo
Today · 4.125%
HK$13,432
baseline
▲ 0.50% · 4.625%
HK$14,140
+HK$708/mo
Deposit HK$1.67M · loan HK$2.51M · min. income ≈ HK$26,864/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$37,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,364
−HK$838/mo
▼ 0.25% · 3.875%
HK$13,780
−HK$422/mo
Today · 4.125%
HK$14,202
baseline
▲ 0.50% · 4.625%
HK$15,066
+HK$864/mo
Deposit HK$1.26M · loan HK$2.93M · min. income ≈ HK$28,404/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$37,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,867
−HK$804/mo
▼ 0.25% · 3.875%
HK$15,266
−HK$405/mo
Today · 4.125%
HK$15,671
baseline
▲ 0.50% · 4.625%
HK$16,497
+HK$826/mo
Deposit HK$1.26M · loan HK$2.93M · min. income ≈ HK$31,342/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$37,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,182
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$17,717
−HK$543/mo
Today · 4.125%
HK$18,260
baseline
▲ 0.50% · 4.625%
HK$19,371
+HK$1,111/mo
Deposit HK$419K · loan HK$3.77M · min. income ≈ HK$36,520/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$37,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,115
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$19,628
−HK$520/mo
Today · 4.125%
HK$20,148
baseline
▲ 0.50% · 4.625%
HK$21,210
+HK$1,062/mo
Deposit HK$419K · loan HK$3.77M · min. income ≈ HK$40,296/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$37,355 · Scale 2, in force from 26 Feb 2026)