LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,460
−HK$5,986/mo
▼ 0.25% · 3.875%
HK$98,429
−HK$3,017/mo
Today · 4.125%
HK$101,446
baseline
▲ 0.50% · 4.625%
HK$107,619
+HK$6,173/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$202,892/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,779,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,198
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$109,046
−HK$2,889/mo
Today · 4.125%
HK$111,935
baseline
▲ 0.50% · 4.625%
HK$117,836
+HK$5,901/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$223,870/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,779,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,552
−HK$7,183/mo
▼ 0.25% · 3.875%
HK$118,115
−HK$3,620/mo
Today · 4.125%
HK$121,735
baseline
▲ 0.50% · 4.625%
HK$129,142
+HK$7,407/mo
Deposit HK$16.75M · loan HK$25.12M · min. income ≈ HK$243,470/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,779,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,437
−HK$6,886/mo
▼ 0.25% · 3.875%
HK$130,855
−HK$3,468/mo
Today · 4.125%
HK$134,323
baseline
▲ 0.50% · 4.625%
HK$141,403
+HK$7,080/mo
Deposit HK$16.75M · loan HK$25.12M · min. income ≈ HK$268,646/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$1,779,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,644
−HK$8,380/mo
▼ 0.25% · 3.875%
HK$137,801
−HK$4,223/mo
Today · 4.125%
HK$142,024
baseline
▲ 0.50% · 4.625%
HK$150,666
+HK$8,642/mo
Deposit HK$12.56M · loan HK$29.30M · min. income ≈ HK$284,048/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,677
−HK$8,033/mo
▼ 0.25% · 3.875%
HK$152,665
−HK$4,045/mo
Today · 4.125%
HK$156,710
baseline
▲ 0.50% · 4.625%
HK$164,970
+HK$8,260/mo
Deposit HK$12.56M · loan HK$29.30M · min. income ≈ HK$313,420/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,827
−HK$10,775/mo
▼ 0.25% · 3.875%
HK$177,172
−HK$5,430/mo
Today · 4.125%
HK$182,602
baseline
▲ 0.50% · 4.625%
HK$193,713
+HK$11,111/mo
Deposit HK$4.19M · loan HK$37.68M · min. income ≈ HK$365,204/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,779,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,156
−HK$10,328/mo
▼ 0.25% · 3.875%
HK$196,283
−HK$5,201/mo
Today · 4.125%
HK$201,484
baseline
▲ 0.50% · 4.625%
HK$212,104
+HK$10,620/mo
Deposit HK$4.19M · loan HK$37.68M · min. income ≈ HK$402,968/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,779,202 · Scale 2, in force from 26 Feb 2026)