LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,468
−HK$5,987/mo
▼ 0.25% · 3.875%
HK$98,438
−HK$3,017/mo
Today · 4.125%
HK$101,455
baseline
▲ 0.50% · 4.625%
HK$107,628
+HK$6,173/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$202,910/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,779,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,207
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$109,056
−HK$2,889/mo
Today · 4.125%
HK$111,945
baseline
▲ 0.50% · 4.625%
HK$117,846
+HK$5,901/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$223,890/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,779,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,562
−HK$7,184/mo
▼ 0.25% · 3.875%
HK$118,125
−HK$3,621/mo
Today · 4.125%
HK$121,746
baseline
▲ 0.50% · 4.625%
HK$129,154
+HK$7,408/mo
Deposit HK$16.75M · loan HK$25.12M · min. income ≈ HK$243,492/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,779,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,449
−HK$6,885/mo
▼ 0.25% · 3.875%
HK$130,867
−HK$3,467/mo
Today · 4.125%
HK$134,334
baseline
▲ 0.50% · 4.625%
HK$141,415
+HK$7,081/mo
Deposit HK$16.75M · loan HK$25.12M · min. income ≈ HK$268,668/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,779,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,655
−HK$8,382/mo
▼ 0.25% · 3.875%
HK$137,813
−HK$4,224/mo
Today · 4.125%
HK$142,037
baseline
▲ 0.50% · 4.625%
HK$150,679
+HK$8,642/mo
Deposit HK$12.56M · loan HK$29.31M · min. income ≈ HK$284,074/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,690
−HK$8,033/mo
▼ 0.25% · 3.875%
HK$152,678
−HK$4,045/mo
Today · 4.125%
HK$156,723
baseline
▲ 0.50% · 4.625%
HK$164,984
+HK$8,261/mo
Deposit HK$12.56M · loan HK$29.31M · min. income ≈ HK$313,446/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,842
−HK$10,776/mo
▼ 0.25% · 3.875%
HK$177,188
−HK$5,430/mo
Today · 4.125%
HK$182,618
baseline
▲ 0.50% · 4.625%
HK$193,730
+HK$11,112/mo
Deposit HK$4.19M · loan HK$37.68M · min. income ≈ HK$365,236/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,779,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,173
−HK$10,328/mo
▼ 0.25% · 3.875%
HK$196,300
−HK$5,201/mo
Today · 4.125%
HK$201,501
baseline
▲ 0.50% · 4.625%
HK$212,123
+HK$10,622/mo
Deposit HK$4.19M · loan HK$37.68M · min. income ≈ HK$403,002/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,779,358 · Scale 2, in force from 26 Feb 2026)