LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,470
−HK$5,987/mo
▼ 0.25% · 3.875%
HK$98,440
−HK$3,017/mo
Today · 4.125%
HK$101,457
baseline
▲ 0.50% · 4.625%
HK$107,631
+HK$6,174/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$202,914/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,779,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,210
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$109,058
−HK$2,890/mo
Today · 4.125%
HK$111,948
baseline
▲ 0.50% · 4.625%
HK$117,849
+HK$5,901/mo
Deposit HK$20.93M · loan HK$20.93M · min. income ≈ HK$223,896/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$1,779,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,565
−HK$7,184/mo
▼ 0.25% · 3.875%
HK$118,128
−HK$3,621/mo
Today · 4.125%
HK$121,749
baseline
▲ 0.50% · 4.625%
HK$129,157
+HK$7,408/mo
Deposit HK$16.75M · loan HK$25.12M · min. income ≈ HK$243,498/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,779,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,452
−HK$6,886/mo
▼ 0.25% · 3.875%
HK$130,870
−HK$3,468/mo
Today · 4.125%
HK$134,338
baseline
▲ 0.50% · 4.625%
HK$141,419
+HK$7,081/mo
Deposit HK$16.75M · loan HK$25.12M · min. income ≈ HK$268,676/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,779,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,659
−HK$8,381/mo
▼ 0.25% · 3.875%
HK$137,816
−HK$4,224/mo
Today · 4.125%
HK$142,040
baseline
▲ 0.50% · 4.625%
HK$150,683
+HK$8,643/mo
Deposit HK$12.56M · loan HK$29.31M · min. income ≈ HK$284,080/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,694
−HK$8,033/mo
▼ 0.25% · 3.875%
HK$152,682
−HK$4,045/mo
Today · 4.125%
HK$156,727
baseline
▲ 0.50% · 4.625%
HK$164,989
+HK$8,262/mo
Deposit HK$12.56M · loan HK$29.31M · min. income ≈ HK$313,454/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,847
−HK$10,776/mo
▼ 0.25% · 3.875%
HK$177,192
−HK$5,431/mo
Today · 4.125%
HK$182,623
baseline
▲ 0.50% · 4.625%
HK$193,735
+HK$11,112/mo
Deposit HK$4.19M · loan HK$37.68M · min. income ≈ HK$365,246/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,779,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,178
−HK$10,329/mo
▼ 0.25% · 3.875%
HK$196,305
−HK$5,202/mo
Today · 4.125%
HK$201,507
baseline
▲ 0.50% · 4.625%
HK$212,128
+HK$10,621/mo
Deposit HK$4.19M · loan HK$37.68M · min. income ≈ HK$403,014/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,779,404 · Scale 2, in force from 26 Feb 2026)