LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,481
−HK$5,987/mo
▼ 0.25% · 3.875%
HK$98,451
−HK$3,017/mo
Today · 4.125%
HK$101,468
baseline
▲ 0.50% · 4.625%
HK$107,642
+HK$6,174/mo
Deposit HK$20.94M · loan HK$20.94M · min. income ≈ HK$202,936/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$1,779,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,221
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$109,070
−HK$2,890/mo
Today · 4.125%
HK$111,960
baseline
▲ 0.50% · 4.625%
HK$117,862
+HK$5,902/mo
Deposit HK$20.94M · loan HK$20.94M · min. income ≈ HK$223,920/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$1,779,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,577
−HK$7,185/mo
▼ 0.25% · 3.875%
HK$118,141
−HK$3,621/mo
Today · 4.125%
HK$121,762
baseline
▲ 0.50% · 4.625%
HK$129,171
+HK$7,409/mo
Deposit HK$16.75M · loan HK$25.12M · min. income ≈ HK$243,524/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,779,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,466
−HK$6,886/mo
▼ 0.25% · 3.875%
HK$130,884
−HK$3,468/mo
Today · 4.125%
HK$134,352
baseline
▲ 0.50% · 4.625%
HK$141,434
+HK$7,082/mo
Deposit HK$16.75M · loan HK$25.12M · min. income ≈ HK$268,704/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,779,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,673
−HK$8,382/mo
▼ 0.25% · 3.875%
HK$137,831
−HK$4,224/mo
Today · 4.125%
HK$142,055
baseline
▲ 0.50% · 4.625%
HK$150,699
+HK$8,644/mo
Deposit HK$12.56M · loan HK$29.31M · min. income ≈ HK$284,110/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,710
−HK$8,034/mo
▼ 0.25% · 3.875%
HK$152,698
−HK$4,046/mo
Today · 4.125%
HK$156,744
baseline
▲ 0.50% · 4.625%
HK$165,006
+HK$8,262/mo
Deposit HK$12.56M · loan HK$29.31M · min. income ≈ HK$313,488/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,865
−HK$10,778/mo
▼ 0.25% · 3.875%
HK$177,211
−HK$5,432/mo
Today · 4.125%
HK$182,643
baseline
▲ 0.50% · 4.625%
HK$193,756
+HK$11,113/mo
Deposit HK$4.19M · loan HK$37.69M · min. income ≈ HK$365,286/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,779,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,198
−HK$10,330/mo
▼ 0.25% · 3.875%
HK$196,326
−HK$5,202/mo
Today · 4.125%
HK$201,528
baseline
▲ 0.50% · 4.625%
HK$212,151
+HK$10,623/mo
Deposit HK$4.19M · loan HK$37.69M · min. income ≈ HK$403,056/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,779,594 · Scale 2, in force from 26 Feb 2026)