LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,491
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$98,461
−HK$3,018/mo
Today · 4.125%
HK$101,479
baseline
▲ 0.50% · 4.625%
HK$107,653
+HK$6,174/mo
Deposit HK$20.94M · loan HK$20.94M · min. income ≈ HK$202,958/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$1,779,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,232
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$109,081
−HK$2,891/mo
Today · 4.125%
HK$111,972
baseline
▲ 0.50% · 4.625%
HK$117,874
+HK$5,902/mo
Deposit HK$20.94M · loan HK$20.94M · min. income ≈ HK$223,944/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$1,779,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,589
−HK$7,185/mo
▼ 0.25% · 3.875%
HK$118,153
−HK$3,621/mo
Today · 4.125%
HK$121,774
baseline
▲ 0.50% · 4.625%
HK$129,184
+HK$7,410/mo
Deposit HK$16.75M · loan HK$25.13M · min. income ≈ HK$243,548/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,779,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,479
−HK$6,887/mo
▼ 0.25% · 3.875%
HK$130,898
−HK$3,468/mo
Today · 4.125%
HK$134,366
baseline
▲ 0.50% · 4.625%
HK$141,449
+HK$7,083/mo
Deposit HK$16.75M · loan HK$25.13M · min. income ≈ HK$268,732/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,779,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,687
−HK$8,383/mo
▼ 0.25% · 3.875%
HK$137,845
−HK$4,225/mo
Today · 4.125%
HK$142,070
baseline
▲ 0.50% · 4.625%
HK$150,715
+HK$8,645/mo
Deposit HK$12.56M · loan HK$29.31M · min. income ≈ HK$284,140/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,725
−HK$8,035/mo
▼ 0.25% · 3.875%
HK$152,714
−HK$4,046/mo
Today · 4.125%
HK$156,760
baseline
▲ 0.50% · 4.625%
HK$165,023
+HK$8,263/mo
Deposit HK$12.56M · loan HK$29.31M · min. income ≈ HK$313,520/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,883
−HK$10,779/mo
▼ 0.25% · 3.875%
HK$177,230
−HK$5,432/mo
Today · 4.125%
HK$182,662
baseline
▲ 0.50% · 4.625%
HK$193,776
+HK$11,114/mo
Deposit HK$4.19M · loan HK$37.69M · min. income ≈ HK$365,324/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,779,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,218
−HK$10,331/mo
▼ 0.25% · 3.875%
HK$196,346
−HK$5,203/mo
Today · 4.125%
HK$201,549
baseline
▲ 0.50% · 4.625%
HK$212,173
+HK$10,624/mo
Deposit HK$4.19M · loan HK$37.69M · min. income ≈ HK$403,098/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,779,778 · Scale 2, in force from 26 Feb 2026)