LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,496
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$98,466
−HK$3,018/mo
Today · 4.125%
HK$101,484
baseline
▲ 0.50% · 4.625%
HK$107,659
+HK$6,175/mo
Deposit HK$20.94M · loan HK$20.94M · min. income ≈ HK$202,968/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$1,779,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,238
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$109,087
−HK$2,890/mo
Today · 4.125%
HK$111,977
baseline
▲ 0.50% · 4.625%
HK$117,880
+HK$5,903/mo
Deposit HK$20.94M · loan HK$20.94M · min. income ≈ HK$223,954/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$1,779,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,595
−HK$7,186/mo
▼ 0.25% · 3.875%
HK$118,159
−HK$3,622/mo
Today · 4.125%
HK$121,781
baseline
▲ 0.50% · 4.625%
HK$129,191
+HK$7,410/mo
Deposit HK$16.75M · loan HK$25.13M · min. income ≈ HK$243,562/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,779,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,485
−HK$6,888/mo
▼ 0.25% · 3.875%
HK$130,904
−HK$3,469/mo
Today · 4.125%
HK$134,373
baseline
▲ 0.50% · 4.625%
HK$141,456
+HK$7,083/mo
Deposit HK$16.75M · loan HK$25.13M · min. income ≈ HK$268,746/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,779,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,694
−HK$8,383/mo
▼ 0.25% · 3.875%
HK$137,852
−HK$4,225/mo
Today · 4.125%
HK$142,077
baseline
▲ 0.50% · 4.625%
HK$150,723
+HK$8,646/mo
Deposit HK$12.56M · loan HK$29.32M · min. income ≈ HK$284,154/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,733
−HK$8,035/mo
▼ 0.25% · 3.875%
HK$152,722
−HK$4,046/mo
Today · 4.125%
HK$156,768
baseline
▲ 0.50% · 4.625%
HK$165,032
+HK$8,264/mo
Deposit HK$12.56M · loan HK$29.32M · min. income ≈ HK$313,536/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,892
−HK$10,779/mo
▼ 0.25% · 3.875%
HK$177,239
−HK$5,432/mo
Today · 4.125%
HK$182,671
baseline
▲ 0.50% · 4.625%
HK$193,786
+HK$11,115/mo
Deposit HK$4.19M · loan HK$37.69M · min. income ≈ HK$365,342/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,779,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,228
−HK$10,331/mo
▼ 0.25% · 3.875%
HK$196,357
−HK$5,202/mo
Today · 4.125%
HK$201,559
baseline
▲ 0.50% · 4.625%
HK$212,184
+HK$10,625/mo
Deposit HK$4.19M · loan HK$37.69M · min. income ≈ HK$403,118/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,779,870 · Scale 2, in force from 26 Feb 2026)