LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,501
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$98,471
−HK$3,018/mo
Today · 4.125%
HK$101,489
baseline
▲ 0.50% · 4.625%
HK$107,665
+HK$6,176/mo
Deposit HK$20.94M · loan HK$20.94M · min. income ≈ HK$202,978/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$1,779,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,244
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$109,093
−HK$2,891/mo
Today · 4.125%
HK$111,984
baseline
▲ 0.50% · 4.625%
HK$117,886
+HK$5,902/mo
Deposit HK$20.94M · loan HK$20.94M · min. income ≈ HK$223,968/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$1,779,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,601
−HK$7,186/mo
▼ 0.25% · 3.875%
HK$118,166
−HK$3,621/mo
Today · 4.125%
HK$121,787
baseline
▲ 0.50% · 4.625%
HK$129,198
+HK$7,411/mo
Deposit HK$16.75M · loan HK$25.13M · min. income ≈ HK$243,574/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,779,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,492
−HK$6,888/mo
▼ 0.25% · 3.875%
HK$130,912
−HK$3,468/mo
Today · 4.125%
HK$134,380
baseline
▲ 0.50% · 4.625%
HK$141,464
+HK$7,084/mo
Deposit HK$16.75M · loan HK$25.13M · min. income ≈ HK$268,760/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,779,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,701
−HK$8,384/mo
▼ 0.25% · 3.875%
HK$137,860
−HK$4,225/mo
Today · 4.125%
HK$142,085
baseline
▲ 0.50% · 4.625%
HK$150,731
+HK$8,646/mo
Deposit HK$12.56M · loan HK$29.32M · min. income ≈ HK$284,170/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,741
−HK$8,036/mo
▼ 0.25% · 3.875%
HK$152,730
−HK$4,047/mo
Today · 4.125%
HK$156,777
baseline
▲ 0.50% · 4.625%
HK$165,041
+HK$8,264/mo
Deposit HK$12.56M · loan HK$29.32M · min. income ≈ HK$313,554/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,901
−HK$10,780/mo
▼ 0.25% · 3.875%
HK$177,248
−HK$5,433/mo
Today · 4.125%
HK$182,681
baseline
▲ 0.50% · 4.625%
HK$193,797
+HK$11,116/mo
Deposit HK$4.19M · loan HK$37.69M · min. income ≈ HK$365,362/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,779,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,238
−HK$10,332/mo
▼ 0.25% · 3.875%
HK$196,367
−HK$5,203/mo
Today · 4.125%
HK$201,570
baseline
▲ 0.50% · 4.625%
HK$212,195
+HK$10,625/mo
Deposit HK$4.19M · loan HK$37.69M · min. income ≈ HK$403,140/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,779,966 · Scale 2, in force from 26 Feb 2026)