LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,502
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$98,473
−HK$3,018/mo
Today · 4.125%
HK$101,491
baseline
▲ 0.50% · 4.625%
HK$107,666
+HK$6,175/mo
Deposit HK$20.94M · loan HK$20.94M · min. income ≈ HK$202,982/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$1,779,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,245
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$109,095
−HK$2,890/mo
Today · 4.125%
HK$111,985
baseline
▲ 0.50% · 4.625%
HK$117,888
+HK$5,903/mo
Deposit HK$20.94M · loan HK$20.94M · min. income ≈ HK$223,970/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$1,779,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,602
−HK$7,187/mo
▼ 0.25% · 3.875%
HK$118,167
−HK$3,622/mo
Today · 4.125%
HK$121,789
baseline
▲ 0.50% · 4.625%
HK$129,200
+HK$7,411/mo
Deposit HK$16.75M · loan HK$25.13M · min. income ≈ HK$243,578/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,779,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,494
−HK$6,888/mo
▼ 0.25% · 3.875%
HK$130,913
−HK$3,469/mo
Today · 4.125%
HK$134,382
baseline
▲ 0.50% · 4.625%
HK$141,466
+HK$7,084/mo
Deposit HK$16.75M · loan HK$25.13M · min. income ≈ HK$268,764/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$1,779,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,703
−HK$8,384/mo
▼ 0.25% · 3.875%
HK$137,862
−HK$4,225/mo
Today · 4.125%
HK$142,087
baseline
▲ 0.50% · 4.625%
HK$150,733
+HK$8,646/mo
Deposit HK$12.56M · loan HK$29.32M · min. income ≈ HK$284,174/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,743
−HK$8,036/mo
▼ 0.25% · 3.875%
HK$152,732
−HK$4,047/mo
Today · 4.125%
HK$156,779
baseline
▲ 0.50% · 4.625%
HK$165,043
+HK$8,264/mo
Deposit HK$12.56M · loan HK$29.32M · min. income ≈ HK$313,558/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,779,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,904
−HK$10,780/mo
▼ 0.25% · 3.875%
HK$177,251
−HK$5,433/mo
Today · 4.125%
HK$182,684
baseline
▲ 0.50% · 4.625%
HK$193,799
+HK$11,115/mo
Deposit HK$4.19M · loan HK$37.69M · min. income ≈ HK$365,368/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,779,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,241
−HK$10,332/mo
▼ 0.25% · 3.875%
HK$196,370
−HK$5,203/mo
Today · 4.125%
HK$201,573
baseline
▲ 0.50% · 4.625%
HK$212,199
+HK$10,626/mo
Deposit HK$4.19M · loan HK$37.69M · min. income ≈ HK$403,146/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,779,992 · Scale 2, in force from 26 Feb 2026)