LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,551
−HK$599/mo
▼ 0.25% · 3.875%
HK$9,848
−HK$302/mo
Today · 4.125%
HK$10,150
baseline
▲ 0.50% · 4.625%
HK$10,768
+HK$618/mo
Deposit HK$2.09M · loan HK$2.09M · min. income ≈ HK$20,300/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$37,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,626
−HK$574/mo
▼ 0.25% · 3.875%
HK$10,910
−HK$290/mo
Today · 4.125%
HK$11,200
baseline
▲ 0.50% · 4.625%
HK$11,790
+HK$590/mo
Deposit HK$2.09M · loan HK$2.09M · min. income ≈ HK$22,400/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$37,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,461
−HK$719/mo
▼ 0.25% · 3.875%
HK$11,818
−HK$362/mo
Today · 4.125%
HK$12,180
baseline
▲ 0.50% · 4.625%
HK$12,921
+HK$741/mo
Deposit HK$1.68M · loan HK$2.51M · min. income ≈ HK$24,360/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$37,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,751
−HK$689/mo
▼ 0.25% · 3.875%
HK$13,093
−HK$347/mo
Today · 4.125%
HK$13,440
baseline
▲ 0.50% · 4.625%
HK$14,148
+HK$708/mo
Deposit HK$1.68M · loan HK$2.51M · min. income ≈ HK$26,880/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$37,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,372
−HK$838/mo
▼ 0.25% · 3.875%
HK$13,787
−HK$423/mo
Today · 4.125%
HK$14,210
baseline
▲ 0.50% · 4.625%
HK$15,075
+HK$865/mo
Deposit HK$1.26M · loan HK$2.93M · min. income ≈ HK$28,420/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$37,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,876
−HK$803/mo
▼ 0.25% · 3.875%
HK$15,275
−HK$404/mo
Today · 4.125%
HK$15,679
baseline
▲ 0.50% · 4.625%
HK$16,506
+HK$827/mo
Deposit HK$1.26M · loan HK$2.93M · min. income ≈ HK$31,358/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$37,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,192
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$17,727
−HK$543/mo
Today · 4.125%
HK$18,270
baseline
▲ 0.50% · 4.625%
HK$19,382
+HK$1,112/mo
Deposit HK$419K · loan HK$3.77M · min. income ≈ HK$36,540/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$37,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,126
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$19,639
−HK$520/mo
Today · 4.125%
HK$20,159
baseline
▲ 0.50% · 4.625%
HK$21,222
+HK$1,063/mo
Deposit HK$419K · loan HK$3.77M · min. income ≈ HK$40,318/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$37,823 · Scale 2, in force from 26 Feb 2026)