LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,518
−HK$5,990/mo
▼ 0.25% · 3.875%
HK$98,489
−HK$3,019/mo
Today · 4.125%
HK$101,508
baseline
▲ 0.50% · 4.625%
HK$107,685
+HK$6,177/mo
Deposit HK$20.94M · loan HK$20.94M · min. income ≈ HK$203,016/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$1,780,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,263
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$109,113
−HK$2,891/mo
Today · 4.125%
HK$112,004
baseline
▲ 0.50% · 4.625%
HK$117,908
+HK$5,904/mo
Deposit HK$20.94M · loan HK$20.94M · min. income ≈ HK$224,008/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$1,780,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,622
−HK$7,188/mo
▼ 0.25% · 3.875%
HK$118,187
−HK$3,623/mo
Today · 4.125%
HK$121,810
baseline
▲ 0.50% · 4.625%
HK$129,222
+HK$7,412/mo
Deposit HK$16.76M · loan HK$25.13M · min. income ≈ HK$243,620/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,780,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,516
−HK$6,889/mo
▼ 0.25% · 3.875%
HK$130,936
−HK$3,469/mo
Today · 4.125%
HK$134,405
baseline
▲ 0.50% · 4.625%
HK$141,490
+HK$7,085/mo
Deposit HK$16.76M · loan HK$25.13M · min. income ≈ HK$268,810/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,780,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,726
−HK$8,385/mo
▼ 0.25% · 3.875%
HK$137,885
−HK$4,226/mo
Today · 4.125%
HK$142,111
baseline
▲ 0.50% · 4.625%
HK$150,758
+HK$8,647/mo
Deposit HK$12.57M · loan HK$29.32M · min. income ≈ HK$284,222/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,780,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,768
−HK$8,038/mo
▼ 0.25% · 3.875%
HK$152,758
−HK$4,048/mo
Today · 4.125%
HK$156,806
baseline
▲ 0.50% · 4.625%
HK$165,071
+HK$8,265/mo
Deposit HK$12.57M · loan HK$29.32M · min. income ≈ HK$313,612/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,780,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,933
−HK$10,782/mo
▼ 0.25% · 3.875%
HK$177,281
−HK$5,434/mo
Today · 4.125%
HK$182,715
baseline
▲ 0.50% · 4.625%
HK$193,832
+HK$11,117/mo
Deposit HK$4.19M · loan HK$37.70M · min. income ≈ HK$365,430/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,780,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,274
−HK$10,333/mo
▼ 0.25% · 3.875%
HK$196,403
−HK$5,204/mo
Today · 4.125%
HK$201,607
baseline
▲ 0.50% · 4.625%
HK$212,234
+HK$10,627/mo
Deposit HK$4.19M · loan HK$37.70M · min. income ≈ HK$403,214/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,780,294 · Scale 2, in force from 26 Feb 2026)