LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,521
−HK$5,990/mo
▼ 0.25% · 3.875%
HK$98,493
−HK$3,018/mo
Today · 4.125%
HK$101,511
baseline
▲ 0.50% · 4.625%
HK$107,688
+HK$6,177/mo
Deposit HK$20.95M · loan HK$20.95M · min. income ≈ HK$203,022/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$1,780,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,267
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$109,117
−HK$2,891/mo
Today · 4.125%
HK$112,008
baseline
▲ 0.50% · 4.625%
HK$117,912
+HK$5,904/mo
Deposit HK$20.95M · loan HK$20.95M · min. income ≈ HK$224,016/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$1,780,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,626
−HK$7,188/mo
▼ 0.25% · 3.875%
HK$118,191
−HK$3,623/mo
Today · 4.125%
HK$121,814
baseline
▲ 0.50% · 4.625%
HK$129,226
+HK$7,412/mo
Deposit HK$16.76M · loan HK$25.13M · min. income ≈ HK$243,628/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,780,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,520
−HK$6,889/mo
▼ 0.25% · 3.875%
HK$130,940
−HK$3,469/mo
Today · 4.125%
HK$134,409
baseline
▲ 0.50% · 4.625%
HK$141,494
+HK$7,085/mo
Deposit HK$16.76M · loan HK$25.13M · min. income ≈ HK$268,818/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,780,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,730
−HK$8,386/mo
▼ 0.25% · 3.875%
HK$137,890
−HK$4,226/mo
Today · 4.125%
HK$142,116
baseline
▲ 0.50% · 4.625%
HK$150,763
+HK$8,647/mo
Deposit HK$12.57M · loan HK$29.32M · min. income ≈ HK$284,232/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,780,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,773
−HK$8,038/mo
▼ 0.25% · 3.875%
HK$152,763
−HK$4,048/mo
Today · 4.125%
HK$156,811
baseline
▲ 0.50% · 4.625%
HK$165,077
+HK$8,266/mo
Deposit HK$12.57M · loan HK$29.32M · min. income ≈ HK$313,622/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,780,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,938
−HK$10,783/mo
▼ 0.25% · 3.875%
HK$177,287
−HK$5,434/mo
Today · 4.125%
HK$182,721
baseline
▲ 0.50% · 4.625%
HK$193,839
+HK$11,118/mo
Deposit HK$4.19M · loan HK$37.70M · min. income ≈ HK$365,442/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,780,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,280
−HK$10,334/mo
▼ 0.25% · 3.875%
HK$196,410
−HK$5,204/mo
Today · 4.125%
HK$201,614
baseline
▲ 0.50% · 4.625%
HK$212,241
+HK$10,627/mo
Deposit HK$4.19M · loan HK$37.70M · min. income ≈ HK$403,228/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,780,352 · Scale 2, in force from 26 Feb 2026)