LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,529
−HK$5,991/mo
▼ 0.25% · 3.875%
HK$98,501
−HK$3,019/mo
Today · 4.125%
HK$101,520
baseline
▲ 0.50% · 4.625%
HK$107,697
+HK$6,177/mo
Deposit HK$20.95M · loan HK$20.95M · min. income ≈ HK$203,040/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$1,780,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,275
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$109,126
−HK$2,891/mo
Today · 4.125%
HK$112,017
baseline
▲ 0.50% · 4.625%
HK$117,922
+HK$5,905/mo
Deposit HK$20.95M · loan HK$20.95M · min. income ≈ HK$224,034/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$1,780,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,635
−HK$7,189/mo
▼ 0.25% · 3.875%
HK$118,201
−HK$3,623/mo
Today · 4.125%
HK$121,824
baseline
▲ 0.50% · 4.625%
HK$129,237
+HK$7,413/mo
Deposit HK$16.76M · loan HK$25.14M · min. income ≈ HK$243,648/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,780,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,531
−HK$6,890/mo
▼ 0.25% · 3.875%
HK$130,951
−HK$3,470/mo
Today · 4.125%
HK$134,421
baseline
▲ 0.50% · 4.625%
HK$141,506
+HK$7,085/mo
Deposit HK$16.76M · loan HK$25.14M · min. income ≈ HK$268,842/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,780,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,741
−HK$8,387/mo
▼ 0.25% · 3.875%
HK$137,901
−HK$4,227/mo
Today · 4.125%
HK$142,128
baseline
▲ 0.50% · 4.625%
HK$150,776
+HK$8,648/mo
Deposit HK$12.57M · loan HK$29.33M · min. income ≈ HK$284,256/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,780,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,786
−HK$8,038/mo
▼ 0.25% · 3.875%
HK$152,776
−HK$4,048/mo
Today · 4.125%
HK$156,824
baseline
▲ 0.50% · 4.625%
HK$165,091
+HK$8,267/mo
Deposit HK$12.57M · loan HK$29.33M · min. income ≈ HK$313,648/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,780,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,953
−HK$10,783/mo
▼ 0.25% · 3.875%
HK$177,302
−HK$5,434/mo
Today · 4.125%
HK$182,736
baseline
▲ 0.50% · 4.625%
HK$193,855
+HK$11,119/mo
Deposit HK$4.19M · loan HK$37.70M · min. income ≈ HK$365,472/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,780,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,296
−HK$10,335/mo
▼ 0.25% · 3.875%
HK$196,426
−HK$5,205/mo
Today · 4.125%
HK$201,631
baseline
▲ 0.50% · 4.625%
HK$212,259
+HK$10,628/mo
Deposit HK$4.19M · loan HK$37.70M · min. income ≈ HK$403,262/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,780,501 · Scale 2, in force from 26 Feb 2026)