LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,536
−HK$5,991/mo
▼ 0.25% · 3.875%
HK$98,508
−HK$3,019/mo
Today · 4.125%
HK$101,527
baseline
▲ 0.50% · 4.625%
HK$107,705
+HK$6,178/mo
Deposit HK$20.95M · loan HK$20.95M · min. income ≈ HK$203,054/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$1,780,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,283
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$109,134
−HK$2,891/mo
Today · 4.125%
HK$112,025
baseline
▲ 0.50% · 4.625%
HK$117,931
+HK$5,906/mo
Deposit HK$20.95M · loan HK$20.95M · min. income ≈ HK$224,050/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$1,780,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,644
−HK$7,189/mo
▼ 0.25% · 3.875%
HK$118,210
−HK$3,623/mo
Today · 4.125%
HK$121,833
baseline
▲ 0.50% · 4.625%
HK$129,246
+HK$7,413/mo
Deposit HK$16.76M · loan HK$25.14M · min. income ≈ HK$243,666/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,780,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,540
−HK$6,891/mo
▼ 0.25% · 3.875%
HK$130,961
−HK$3,470/mo
Today · 4.125%
HK$134,431
baseline
▲ 0.50% · 4.625%
HK$141,517
+HK$7,086/mo
Deposit HK$16.76M · loan HK$25.14M · min. income ≈ HK$268,862/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$1,780,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,751
−HK$8,387/mo
▼ 0.25% · 3.875%
HK$137,911
−HK$4,227/mo
Today · 4.125%
HK$142,138
baseline
▲ 0.50% · 4.625%
HK$150,787
+HK$8,649/mo
Deposit HK$12.57M · loan HK$29.33M · min. income ≈ HK$284,276/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,780,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,797
−HK$8,039/mo
▼ 0.25% · 3.875%
HK$152,787
−HK$4,049/mo
Today · 4.125%
HK$156,836
baseline
▲ 0.50% · 4.625%
HK$165,103
+HK$8,267/mo
Deposit HK$12.57M · loan HK$29.33M · min. income ≈ HK$313,672/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,780,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,966
−HK$10,783/mo
▼ 0.25% · 3.875%
HK$177,315
−HK$5,434/mo
Today · 4.125%
HK$182,749
baseline
▲ 0.50% · 4.625%
HK$193,869
+HK$11,120/mo
Deposit HK$4.19M · loan HK$37.71M · min. income ≈ HK$365,498/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,780,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,310
−HK$10,336/mo
▼ 0.25% · 3.875%
HK$196,441
−HK$5,205/mo
Today · 4.125%
HK$201,646
baseline
▲ 0.50% · 4.625%
HK$212,275
+HK$10,629/mo
Deposit HK$4.19M · loan HK$37.71M · min. income ≈ HK$403,292/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$1,780,633 · Scale 2, in force from 26 Feb 2026)